Brian Ramos
Vice President
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Reviews from Web
Brian was very knowledgeable and helpful throughout the process and always responded to our questions promptly.
Reply from Owner
September 3rd, 2026 05:59 PM
Quick to answer whenever you had a question is just how it should be, so I'm glad it showed. It was a pleasure working with you both.
Your friend Brian.
Brian was very professional and personable. Good advice and was in contact with us every step of the process.
Reply from Brian Ramos
September 3rd, 2026 05:58 PM
Staying in touch every step of the way is exactly how I like to do it, so I'm glad that came through. It was a pleasure working with you both.
Your friend Brian.
Brian was very particular and pleasant . He made the whole process easy as possibl, I would highly recommend him to other customers .
Reply from Brian Ramos
September 3rd, 2026 05:58 PM
Being particular is a compliment I'll always take, because the details are where these loans go sideways if you're not careful. Glad I could keep the whole thing easy on you. Thank you for pointing others my way.
Your friend Brian.
Constant contact and update from Brian every step of the way. Looked at my situation and presented several options, not just one quick one. I felt that I was not just a transaction, but he really wanted me to feel confident and happy with my...
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Reply from Brian Ramos
September 3rd, 2026 05:58 PM
Presenting a few real options instead of one quick answer is the difference between doing this right and just getting it done, so I'm glad that stood out. And feeling like a person rather than a transaction - that's the whole thing for me....
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We have worked with Brian several times and it's always a wonderful, stressfree experience. I wouldn't choose anyone else to work with if/when I need a home loan.
Reply from Brian Ramos
September 3rd, 2026 05:58 PM
Coming back several times and still calling it stress-free is about the best thing a repeat client can say, so thank you for that. Making it feel easy every time is exactly what I aim for. I'll be right here whenever the next one comes up.Your...
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Brian made our entire process seamless and stress free. Helped find the best solution for our family and was with us every step of the way. I was so afraid of the process but I felt entirely safe and comfortable going forward with Brian who...
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Reply from Brian Ramos
September 3rd, 2026 05:57 PM
Coming in afraid and walking out feeling safe and respected - that's the part of your review I'll hold onto, because it's the whole reason I do this work. You trusted me with something that felt daunting, and being patient enough to make it...
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Awesome to work with!
Reply from Owner
September 3rd, 2026 05:56 PM
Right back at you, Steve. Glad we got it done, and it was a pleasure the whole way.
Your friend Brian.
I am a 30 year Army veteran who retired 5 years ago. I initially thought that refinancing would not work for me, but Brian took time to explain several refinancing options and I changed my mind. Brian described the process and followed up with...
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Reply from Brian Ramos
August 10th, 2026 08:09 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
The fact that Brian took the time to get to know my situation and listened to which earned my trust. He's the best..
Reply from Brian Ramos
September 3rd, 2026 05:57 PM
Taking the time to actually understand your situation before talking numbers is the only way I know how to start, so I'm glad it earned your trust. That trust means more to me than you know. It was a real pleasure working with you.Your friend...
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Brian Ramos made our refinance and cash-out process incredibly smooth! From day one, he was transparent, responsive, very kind and took the time to explain all our options. He worked diligently to get us the best rate and helped us unlock our...
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Reply from Owner
September 3rd, 2026 05:57 PM
Christine, feeling like someone had your best interests at heart is the whole thing for me, so reading that is about the best compliment there is. Taking the time to lay out every option so you could choose with confidence is just how it should...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Specialities
Amazing Customer Experience
FHA Mortgage
FHA Streamline
U.S. VA Home Loan
U.S. VA IRRRL
DSCR - Investment Rental Income Loans
NON-QM / Bank Statement / Alternative Docs
Fixed Rate Home Equity Loan (HELOAN)
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Positions
- West Capital Lending - Senior Mortgage AdvisorJan 1st, 2025 - Current
Memberships
- NMLS
- DRE
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #246752
- CA DRE #01753068
- AL NMLS
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Gallery
Awards
Top Loan Officer -...
Top Refinance Loan...
Achievements
- Thousands of homeowners helped throughout his career
- Over $1 billion in personal funded loan volume
- Nationally ranked, top-producing loan originator
Hobbies
- Family
- Trail Running
- Working Out
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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