Brian Ramos
Vice President
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Brian Listened!!! In that, he found the best options for me and my wife. He was the only lender to get us qualified with a VA Refinance while ever other lender always informed us we could not qualify. Brian and his team really worked hard for...
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Reply from Owner
September 3rd, 2026 04:41 PM
First off, thank you both for your service. Helping a veteran family put the benefits you earned to work is the part of this I'm proudest of. A lot of lenders told you no before we connected, and getting to be the one who found the yes is exactly...
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Brian Ramos helped me get a home equity loan to consolidate debt. I originally came in wanting a HELOC, but he explained why a simple fixed-rate HEL fit my needs better and would save me real money — and he had me convinced before I even asked...
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Reply from Owner
September 3rd, 2026 04:45 PM
"More personal loan concierge than mortgage broker." I'm keeping that one. What stuck with me most, though, is that you clocked the small stuff: catching myself when I misspoke, hearing your concerns before you said them out loud. That's just...
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I had an outstanding experience with Brian Ramos!! After looking at different options, I ultimately went with obtaining a second mortgage.Brian is very knowledgeable and has a wealth of experience. Brian explained every option available to...
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Reply from Brian Ramos
June 29th, 2026 10:45 PM
Teri, you never hesitated to ask, and getting to walk you through every question until things actually clicked is what makes this work worth it for me. Of everything you wrote, trustworthy is the word that stays with me, and it's a standard...
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Very helpful throughout the whole lending process
My dealings were all with Brian Ramos, who made the whole experience easy. His communication was top notch, with timely and effective phone and email followup. He ensured all my questions were answered and that I fully understood each part...
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Brian Ramos was there every step of the way. He walked us through each step, explaining different options available to us. He put us at ease from the first converation we had with him. Brian and Dan, as well as other members of his team, made...
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Great communication
We had an amazing experience working with Brian Ramos getting a Heloc. He provided us with different options until we found the right one. Then was always available to answer our questions and helped us throughout the process. Thank You Brian!!...
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Reply from Brian Ramos
November 9th, 2026 06:46 PM
I really appreciate the feedback and am looking forward to working with you again.
We had a great experience working with Brian Ramos at West Capital Lending for our refinancing. Brian was attentive, responsive, and very pleasant to work with throughout the process. He made himself available to answer our questions and made...
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Reply from Brian Ramos
November 6th, 2026 09:36 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Mr. Ramos did an excellent job regarding the loan that we applied for.(From the start to closing the HELOC loan).I would definitely recommend him to my friends and family.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Specialities
Amazing Customer Experience
FHA Mortgage
FHA Streamline
U.S. VA Home Loan
U.S. VA IRRRL
DSCR - Investment Rental Income Loans
NON-QM / Bank Statement / Alternative Docs
Fixed Rate Home Equity Loan (HELOAN)
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Positions
- West Capital Lending - Senior Mortgage AdvisorJan 1st, 2025 - Current
Memberships
- NMLS
- DRE
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #246752
- CA DRE #01753068
- AL NMLS
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Gallery
Awards
Top Loan Officer -...
Top Refinance Loan...
Achievements
- Thousands of homeowners helped throughout his career
- Over $1 billion in personal funded loan volume
- Nationally ranked, top-producing loan originator
Hobbies
- Family
- Trail Running
- Working Out
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing