Brian Ramos
Vice President
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Brian Listened!!! In that, he found the best options for me and my wife. He was the only lender to get us qualified with a VA Refinance while ever other lender always informed us we could not qualify. Brian and his team really worked hard for...
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Reply from Owner
September 3rd, 2026 04:41 PM
First off, thank you both for your service. Helping a veteran family put the benefits you earned to work is the part of this I'm proudest of. A lot of lenders told you no before we connected, and getting to be the one who found the yes is exactly...
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Brian Ramos helped me get a home equity loan to consolidate debt. I originally came in wanting a HELOC, but he explained why a simple fixed-rate HEL fit my needs better and would save me real money — and he had me convinced before I even asked...
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Reply from Owner
September 3rd, 2026 04:45 PM
"More personal loan concierge than mortgage broker." I'm keeping that one. What stuck with me most, though, is that you clocked the small stuff: catching myself when I misspoke, hearing your concerns before you said them out loud. That's just...
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I had an outstanding experience with Brian Ramos!! After looking at different options, I ultimately went with obtaining a second mortgage.Brian is very knowledgeable and has a wealth of experience. Brian explained every option available to...
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Reply from Brian Ramos
June 29th, 2026 10:45 PM
Teri, you never hesitated to ask, and getting to walk you through every question until things actually clicked is what makes this work worth it for me. Of everything you wrote, trustworthy is the word that stays with me, and it's a standard...
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Brian Ramos is the best at what he does. Great person, knowlegable, sincere, and hard working.
Great person, knowlegable, sincere, and hard working. Brian Ramos is the best at what he does.
Brian was amazing in sharing all the information i was requesting, consistently available during the whole process and didn't pressure me one bit. Through it all, I felt like I was talking to a friend who had my best interests in mind and truly...
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Brian Ramos and Dan which is his right hand man some of the best people that u will ever meet and treat you like family.. they have my Business for life that’s forsure… if you are on edge on trusting them with a refinance or new mortgage let...
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Brian is the ultimate professional. He's very knowledgeable of the mortgage industry and you can rest assure that when he tells you he can get your loan done. It gets done rapidly, he makes himself readily available for you and always answers...
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Brian was awesome He communicated daily and provided clear and updated information throughout the entire process I would recommend him without hesitation
The communication was outstanding. Details and explanation of each step made this process easier.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Specialities
Amazing Customer Experience
FHA Mortgage
FHA Streamline
U.S. VA Home Loan
U.S. VA IRRRL
DSCR - Investment Rental Income Loans
NON-QM / Bank Statement / Alternative Docs
Fixed Rate Home Equity Loan (HELOAN)
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Positions
- West Capital Lending - Senior Mortgage AdvisorJan 1st, 2025 - Current
Memberships
- NMLS
- DRE
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #246752
- CA DRE #01753068
- AL NMLS
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Gallery
Awards
Top Loan Officer -...
Top Refinance Loan...
Achievements
- Thousands of homeowners helped throughout his career
- Over $1 billion in personal funded loan volume
- Nationally ranked, top-producing loan originator
Hobbies
- Family
- Trail Running
- Working Out
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing