Brian Ramos

Name: West Capital Lending
Address: 17911 Von Karman Ave Suite 400, Irvine, California, 92614
Telephone: +1-714-476-3812
Rating: 4.96

Vice President

4.96

(300)

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.

Contact Info

https://westcapitallending.com/

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Quck and easy process, very knowledgable!

Reply from Brian Ramos

September 3rd, 2026 05:44 PM

Quick and easy is exactly what you want a loan to be, so I'm glad it went that way. It was a pleasure working with you, Ashley. Your friend, Brian.

We had a great experience working with Brian on our loan! He is very knowledgeable and will walk you through every possibility to help you decide what works best for your situation. Thank you!

Reply from Owner

September 3rd, 2026 05:43 PM

I want to emphasize that exploring all possibilities to find the best fit for you, Ashley, is what I care about most. I'm glad that came through in our work together. It was a pleasure collaborating with you from beginning to end. Thank you...

Brian worked tirelessly to secure the best possible rate for me and ensured an on-time closing. He quickly and calmly addressed the multiple challenges that arose throughout the process and consistently provided guidance and support every step...

Reply from Brian Ramos

September 3rd, 2026 05:42 PM

What stands out to me is that despite facing challenges along the way, you still felt cared for, Grahaeme. That’s the true measure of success - it's not about having a perfectly smooth experience. Maintaining calm and making progress during...

Brian was a pleasure to work with through the whole process. When I applied for a loan, Brian replied immediately along with others, but his text message was not "canned". In today's world of scams, I googled Brian's name and phone number just...

Reply from Owner

September 3rd, 2026 05:41 PM

Doing your homework before trusting a stranger with a loan was a smart move, [Name], and I'm glad I waited while you did. For me, the key is that I'm the same person on the phone, on that podcast, and in person - no script, no act. I believe...

Brian is the best mortgage broker in Southern California. He is professional, knowledgeable, and relentless in advocating for his clients. He secured a great rate for me and worked tirelessly to ensure a successful closing. I highly recommend...

Reply from Owner

September 3rd, 2026 05:40 PM

Relentless in your corner is exactly what I want to be for the people who trust me with this, Grahaeme, so that line means a lot. Getting a deal to close the way it should, and staying on it until it does, is just the job done right. Thank...

Brian RamosHe did an excellent job getting our family incredible rates and closing timeliness. He was very responsible and responsive to all our questions. Complete honesty and NO pressure!!! We are glad we found Brian Ramos.We would highly...

Reply from Owner

September 3rd, 2026 05:48 PM

Honesty and a no-pressure approach are the only ways I know how to do this. Helping you find the right land for your family means a lot to me. I believe it's important to listen to your needs and let the decision be yours. My team at West Capital...

Brian was awesome to work with. Kept us up to date on status throughout the loan process and got us the best deal. Will definitely work with him again. Thank you again!

Reply from Owner

September 3rd, 2026 05:48 PM

Keeping you in the loop the whole way through is just how it should go, so I'm glad that stood out. You were a pleasure to work with, and knowing you'd come back around means a lot. Thank you for trusting me with it. Your friend Brian.

Brian made sure we had the best options available and explained everything along the way. Along with the loan approval we also made a friend. Great guy.

Reply from Brian Ramos

September 3rd, 2026 05:48 PM

I value the process of walking through the options and ensuring that everything makes sense to you, so I’m glad that resonated. However, the phrase "we also made a friend" might be the best thing I've read all week, because I genuinely feel...

As a 30-year Army veteran, I have purchased and refinanced many properties. My recent experience with Brian Ramos from West Capital Lending was the best experience. In a brief call, Brian outlined multiple options, we planned a strategy together,...

Reply from Owner

September 3rd, 2026 05:50 PM

Thirty years in the Army, and thank you for every one of them. Getting to sit down with someone who's refinanced as many times as you have and still be told this was the best of them means a great deal to me. What I liked about your file is...

Brian offered and thoroughly explained my options, stayed in contact throughout the process, and delivered a great experience!

Reply from Brian Ramos

September 3rd, 2026 05:53 PM

Laying out the options clearly and keeping you in the loop the whole way is exactly the experience I aim for, so I'm glad it landed that way. It was a real pleasure working with you. Thank you for the kind words. Your friend Brian.

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About

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.

Products & Services

Mortgage Broker

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Home Equity Loan

Mortgage Refinance

Reverse Mortgage

Specialities

Amazing Customer Experience

FHA Mortgage

FHA Streamline

U.S. VA Home Loan

U.S. VA IRRRL

DSCR - Investment Rental Income Loans

NON-QM / Bank Statement / Alternative Docs

Fixed Rate Home Equity Loan (HELOAN)

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Positions

West Capital Lending - Senior Mortgage Advisor
Jan 1st, 2025 - Current

Memberships

NMLS
DRE

Addresses and Serving Areas

Primary Serving Area

Other Serving Areas

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Year Started

2003

Time Zone

Pacific Standard Time (PST)

Licenses

NMLS #246752
CA DRE #01753068
AL NMLS

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Gallery

Awards

Top Loan Officer -...

Top Refinance Loan...

Achievements

Thousands of homeowners helped throughout his career
Over $1 billion in personal funded loan volume
Nationally ranked, top-producing loan originator

Hobbies

Family
Trail Running
Working Out

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Disclaimer

WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing