

Brian Ramos
Vice President

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Fast and easy. Brian did a fantastic job!
Reply from Brian Ramos
June 29th, 2026 06:48 PM
My good Rockies man himself! I loved working with you and helping you achieving your goals brother! We did it together. You were absolutely easy to work with and you made it clear for me from the beginning, easy, precise, and do it right. WE...
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Brian is wonderful to work with! Great communication, and very friendly. Thank you!
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Hi Amy, Thank you for the incredible words here. It meant a ton when I read this because you were always so nice to me and it was something we wanted to get finished. The results will be life changing for sure! Reach out to me anytime you need...
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Brian was extremely helpful, knowledgeable and supportive throughout the process
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Hi David, Thank you so much for your kind words here. It was a pleasure for me to assist you and provide you such a great loan that gave you solutions! I know we had many great conversations above and beyond the loan, so that was just the icing...
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Brian took the time to learn about our goals and was able to present several options to achieive them. He is very personable and knowledgable. Working with Brian was so easy and the the deal closed very quickly. I recommend Brian in the highest...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
This message is why I love my job. I get to help customers and more importantly PEOPLE achieve the goals they set out to get done. All because I DO MY PART and you have some belief in me. It means the world to me that you let me walk you through...
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Brian was very helpful through the whole process and answered all of my questions to my satisfaction and kept me informed as the different steps occurred.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thank you so much for the kind words! 🙏 I'm glad I could guide you through the process and keep things clear. If you have any questions—or if someone you know needs help navigating their home financing—I'm here to help. I appreciate the opportunity...
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Brian is an awesome guy, in addition to being exceptionally knowledgeable about the mortgage industry. The old “above and beyond” cliche really doesn’t do it justice, he took a personal interest in my situation and worked tirelessly to find...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Hi Mr. Carey, Seeing a message like this from a customer is all I ever want to have my cup be full of gratitude. You and I worked out a great strategy to get you where you wanted to go. From the moment you told me what you wanted to accomplish...
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Brian was an absolute dream to work with! He got us the best deal for what we were looking for, he wasn't pushy, and he actually listened to what we wanted. His communication was great every step of the way. We will absolutely use him again,...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Hi Clint, THANK YOU for the amazing words. WOW. I am honored to help each and every single one of my customers. You were an absolute pleasure to work with! Mrs. Summers also helped in a huge way and she led us to the finish line! I will always...
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Aloha and Mahalo 🤙🏽to Brian Ramos and his team For making our loan process smooth and graceful It’s not just a buisness deal he makes you feel like family his charisma is contagious and inviting he’s very positive and full of life i will...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Hi Doug, The MANA in this post is REAL. I can feel it and I sensed it from the moment we spoke for the first time. I am very grateful for all the interactions we had in the time we got to spend with one another. My intent was simply to make...
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Mr. Ramos was very professional and polite. He was easily reachable amd answered every question I asked with knowledge and understandlong. in my opinion Mr . Ramos will continue to do very well for west capital lending.
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Hi Aaron, Thank you for letting me help you! I know you spent some time figuring out who to do business with, and I was the lucky one to do it! We knocked it out of the park for you. I will be here to help you down the road and anytime you...
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Brian and his team did a fantastic job from start to finish and kept me in the loop every step of the way. His experience speaks for itself and he did what he siad he would do for me. I would come back to Brian for my future needs and higherly...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Hi Rami, Thank you for the kind words. Working with you to purchase your dream home was a dream for me. I know the process went smooth, so it makes this feeling even sweeter! Please let me know if I can help with anything else, I am here for...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Specialities
Amazing Customer Experience
FHA Mortgage
FHA Streamline
U.S. VA Home Loan
U.S. VA IRRRL
DSCR - Investment Rental Income Loans
NON-QM / Bank Statement / Alternative Docs
Fixed Rate Home Equity Loan (HELOAN)
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Positions
- West Capital Lending - Senior Mortgage AdvisorJan 1st, 2025 - Current
Memberships
- NMLS
- DRE
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #246752
- CA DRE #01753068
- AL NMLS
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Gallery


Awards
Top Loan Officer -...
Top Refinance Loan...
Achievements
- Thousands of homeowners helped throughout his career
- Over $1 billion in personal funded loan volume
- Nationally ranked, top-producing loan originator
Hobbies
- Family
- Trail Running
- Working Out
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing