Brian Ramos
Vice President
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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had the pleasure of working with Brian Ramos as my loan officer, and I couldn’t be more satisfied with the experience. From start to finish, Brian was professional, knowledgeable, and incredibly responsive. He took the time to explain every...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Brian knows exactly what we need and help us applied the correct options for our needs...he is a valuable asset to have in any organization. Thanks
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thank you very much, Kiet! I truly appreciate your kind words and the trust you have placed in me. It was a pleasure working with you, and I’m here whenever you need guidance in the future! - Brian
Brian was incredibly helpful, prompt, funny, and friendly throughout the entire process. I truly felt like I was receiving his undivided attention. Everything went smoothly, and his attention to detail did not go unnoticed. I would recommend...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
It was great working with you. Thanks again for putting your trust in us.
Brian was always available and responded quickly to any messages that I left . He is extremely pleasant and offers a feeling of confidence that the potential transaction will proceed smoothly. I felt like I was speaking to a family member whenever...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thank you very much for sharing this with me, Earl. It truly means a lot. I’m grateful that it was evident in our conversations. It was a pleasure to be part of your journey, and I’m honored by your willingness to refer friends and family....
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Brian was a champ . He was upfront about everything and always acailable made transaction beyond smooth
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Hi Christopher, Thank you for the amazing words sir. I really want to let you know it was a pleasure to serve you. The goals we set out to achieve got DONE! That is what we do. Make sure you reach out to me anytime you need help. Wishing you...
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The whole complete application and it's not even doneand funded !! Did not pay off as agreed on truck and chase bank !!! This loan is completed !!! And sold off to different loan company
Brian is our new go-to lender. He made the process seamless.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Hi Stephanie! I want you to know serving you and Mr. M was a pleasure for me. You two were amazing and have some serious energy that is rarely matched. Anything I can ever do to help, I will. Just reach out. You know where to find me! Cheers...
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Brian is your guy. First, he's a really great guy. he's also an excellent communicator, pays attention to every detail and doesn't over promise and under deliver . our transaction was very smooth, easy and done accurately and on time . Brian...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
I cannot express my debt of gratitude to you. This is one amazing review and to be honest, far more than I deserve. Both you and Elaine are wonderful people and my time with you guys was my honor. Anytime I can help GOOD PEOPLE is a time I...
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working with Brian was such a wonderful experience. Not only was he extremely professional, but he was also very informative, but was also very personable. He made sure to go over and help us understand everything through the entire process....
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Alan, Thank you so much for the incredible words here. I am speechless. All I ever want to do is help someone find the best thing they are looking for too. Period. Both you and your wife were incredible folks to work with and I was left with...
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Brian was extremely helpful with myself & my husband to get everything taken care of in a fast & timely manner for our loan. It is very much appreciated and this loan will continue to help for months to come.I would definitely recommend to...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Tiffany! Both you and your husband were so much fun to work with! From the first conversation to the funding call, it was a fun ride. You guys have a beautiful spirit and are some of the best fabric of people I have ever met. I want you to...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Specialities
Amazing Customer Experience
FHA Mortgage
FHA Streamline
U.S. VA Home Loan
U.S. VA IRRRL
DSCR - Investment Rental Income Loans
NON-QM / Bank Statement / Alternative Docs
Fixed Rate Home Equity Loan (HELOAN)
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Positions
- West Capital Lending - Senior Mortgage AdvisorJan 1st, 2025 - Current
Memberships
- NMLS
- DRE
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #246752
- CA DRE #01753068
- AL NMLS
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Gallery
Awards
Top Loan Officer -...
Top Refinance Loan...
Achievements
- Thousands of homeowners helped throughout his career
- Over $1 billion in personal funded loan volume
- Nationally ranked, top-producing loan originator
Hobbies
- Family
- Trail Running
- Working Out
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing