Brian Ramos
Vice President
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Brian answered all my home equity questions worksheet and I had plenty of them. He gave me the best rate and a super fast turn around. I'm off to the races to finish my renovation with no lag time waiting for funds.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Hi Christine, Thank you for the great review! It was a pleasure to work with you and talk about the goals you had. I know you have big plans for the home so I am sure this equity loan will make the place look amazing! Thank you for the trust...
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Brian was WONDERFUL to work with! We talked with four other companies and no one was able to help us like he was! He also finished the loan process in record time. Ten out of ten recommend and we will definitely be working with him again for...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Hi Ashley, Thank you for the amazing review. I cannot express my gratitude enough. I know you have tons of choices where you can take your business so this was something I took personal to go above and beyond. I know we will have another chance...
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Brian is the best
supportive
timely in responses
available
excellent information and explanations
knows his business
process is streamlined
kept the stress to a minimum if any during the process
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Lisa, Thank you so much for the kind words here. The honor was all mine and I THANK YOU for letting me help you. I know you had tons of people calling, and I was chosen to be the lucky person to help. Means more to me than you can imagine....
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Brian was very accommodating and made our experience as easy as he could. He was so helpful with everything and walked us through every step.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Hi Dale, Thank you for this great message and taking a minute to write it. I know there was many options you had to go with but thank you for choosing me and my company. See you down the road when rates go down. Cheers!
Brian was very professional and curtious to deal with. There is not much more to say than he got the deal done. We only had one hiccup with a process, but overall, my wife and I are very satified.
Thank you for everything Brian.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Hi Tom, Thank you for the kind words on this review. The opportunity you and Mrs. M gave me was something I do not take lightly and I know this loan will change everything for the better. Our job is not done, we will get together down the road...
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I had been working on this loan for over 3 months with another broker. Went through 3 different structures and 3 loan officers. When Nr. Ramos contacted me I agreed to open up a loan request with him even though the other lender had an approval,...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Mr. & Mrs. Herold, Thank you for confiding in me to take care of you even when you were going through a tough situation elsewhere. That usually is the hardest place to be, trust someone new, when something isn't going right at that time. I...
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Brian was absolutely fantastic to work with. He listened to my needs and was not pushy. He is a fantastic individual and cares about his clients. Will definitely use West Cap and Brian again in the future. Thank you Brian
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Hi Tim, Thank you for such a great review and I must say you made the process enjoyable for me too. Incredible client. EVEN BETTER HUMAN. Cheers to us out there who are still the salt of the earth. See you down the road.
Great service. Fair loan terms, fast approval and processing. Highly recommended!
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Hi Lindsay, I enjoyed every bit of our process to assist you. I know our loan is going to do amazing things for you and help get you to a new level. I know that one day down the line our cross may cross again, I look forward to working with...
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I recently had the pleasure of working with Brian Ramos, Executive Branch Manager at West Capital Lending, and I cannot recommend him highly enough. From the moment I reached out to inquire about securing a loan, Brian's professionalism, knowledge,...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Hi Matt, The moment we connected I knew I was going to do what I could to make your loan great. You have a special demeanor and I was very fortunate to have earned the right to help you. I know there is more work to be done down the road, but...
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Brian was so easy to work with. He put our minds at easy during our cash our refinance. I would highly suggest him to anyone.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Josh, It was a pleasure and honor to serve you. Anytime I work with a Veteran, I take pride in that for all the reasons that make our country great. You and your wife are at the top of the list when it comes to good people. Cheers to you both,...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Specialities
Amazing Customer Experience
FHA Mortgage
FHA Streamline
U.S. VA Home Loan
U.S. VA IRRRL
DSCR - Investment Rental Income Loans
NON-QM / Bank Statement / Alternative Docs
Fixed Rate Home Equity Loan (HELOAN)
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Positions
- West Capital Lending - Senior Mortgage AdvisorJan 1st, 2025 - Current
Memberships
- NMLS
- DRE
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #246752
- CA DRE #01753068
- AL NMLS
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Gallery
Awards
Top Loan Officer -...
Top Refinance Loan...
Achievements
- Thousands of homeowners helped throughout his career
- Over $1 billion in personal funded loan volume
- Nationally ranked, top-producing loan originator
Hobbies
- Family
- Trail Running
- Working Out
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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