Brian Ramos

Name: West Capital Lending
Address: 17911 Von Karman Ave Suite 400, Irvine, California, 92614
Telephone: +1-714-476-3812
Rating: 4.96

Vice President

4.96

(300)

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.

Contact Info

https://westcapitallending.com/

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I had an outstanding experience working with Brian Ramos from West Capital Lending on securing a 2nd mortgage. From the very beginning, Brian was professional, knowledgeable, and incredibly patient, taking the time to explain each step of the...

Reply from Brian Ramos

June 29th, 2026 06:48 PM

Thanks so much for your kind words! It was truly my pleasure to guide you through the process and ensure you felt confident every step of the way. Helping people like you is what makes my work fulfilling. I'm always here if you need anything...

Brian was very supportive through the process. We felt his presence in every step we took, provided exceptional guidance. We (my spouse and I) felt like we were part of his family. Brian constantly kept us informed , including checking with...

Reply from Brian Ramos

June 29th, 2026 06:48 PM

Thank you so much. It means a lot to hear that you felt like family, because that’s precisely how I see you both. I'm thrilled you felt supported every step of the way. Enjoy the new chapter, and remember I'm always just a call away! - Brian...

I had a really challenging problem after my sister passed away suddenly. I needed help fast, qualified help, not just some company from the internet that I could have easily clicked on. I decided to contact Brian Ramos because the first reach...

Reply from Brian Ramos

June 29th, 2026 06:48 PM

Thank you so much for sharing this. I’m genuinely touched. We were meant to connect for a reason. I would love to work with more amazing clients like you. I'm always here for you if you need anything. Wishing you comfort and strength as you...

Brian was amazing he was so helpful and friendly

Reply from Brian Ramos

June 29th, 2026 06:48 PM

Appreciate that, thank you! It was a pleasure working with you and being part of your journey. Don’t hesitate to reach out if you ever need anything!

Brian bent over backwards to help me with my loan. He was very professional and explained things to where I could understand.

Reply from Brian Ramos

June 29th, 2026 06:48 PM

Thank you so much! I’m glad I could clarify things and support you throughout the process. It means a lot to be part of your journey, always here if you need anything!

Brian was incredibly helpful during the process and I always felt I was in good hands. He made a potential difficult process very easy. Thanks again!

Reply from Brian Ramos

June 29th, 2026 06:48 PM

Thank you so much for the kind words! It was a pleasure getting to know you and helping you through the process. Mortgage decisions can be complex, so making them smooth and stress-free is always my goal. I'm glad you felt in good hands, that’s...

Brain was great. He thoroughly explaind all of my options, answered all of my questions and was responsive. Brian kept me informed via phone and text every step of the way. Brian was never pushy, which I greatly appreciated and I never felt...

Reply from Brian Ramos

June 29th, 2026 06:48 PM

Shanette, I’m so glad to hear you had such a positive experience! It was a true pleasure getting to know you and assisting with your home loan. Thank you for the kind words and for being willing to refer me to others; that means the world to...

Brian was amazing, he was patient, supprtive and providing amazing guidance as we walk this journey of applying for a loan. We have never take money from our equity and this could be a scary process, Brian walks us through every step, I felt...

Reply from Brian Ramos

June 29th, 2026 06:48 PM

Thank you so much for this incredibly thoughtful message. It means the world to hear that you felt supported and confident every step of the way, especially with something as big as tapping into your home’s equity for the first time. I'm honored...

Brian was an absolute joy to work with. He was a great communicator. He was so helpful in all aspects of this process I would recommend him to anyone.

Reply from Brian Ramos

June 29th, 2026 06:48 PM

Thank you so much for the kind words! I’m genuinely grateful for the opportunity to work with you and guide you through the process. Clear communication and support are always top priorities for me, so it’s great to hear that came through....

Brian Ramos was AMAZING to work with. He made our refi so painless and carefree!! We were able to pay off all our bills and feel we are in a much better place now as compared to prior our house refi!! If you need an advocate for your home loan...

Reply from Brian Ramos

June 29th, 2026 06:48 PM

Wow!!! Thank you so much! I’m beyond grateful for the trust you placed in me, and I’m thrilled to hear how much relief and clarity the refinance brought to your situation. Helping families achieve greater security is why I do what I do. I’m...

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About

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.

Products & Services

Mortgage Broker

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Home Equity Loan

Mortgage Refinance

Reverse Mortgage

Specialities

Amazing Customer Experience

FHA Mortgage

FHA Streamline

U.S. VA Home Loan

U.S. VA IRRRL

DSCR - Investment Rental Income Loans

NON-QM / Bank Statement / Alternative Docs

Fixed Rate Home Equity Loan (HELOAN)

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Positions

West Capital Lending - Senior Mortgage Advisor
Jan 1st, 2025 - Current

Memberships

NMLS
DRE

Addresses and Serving Areas

Primary Serving Area

Other Serving Areas

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Year Started

2003

Time Zone

Pacific Standard Time (PST)

Licenses

NMLS #246752
CA DRE #01753068
AL NMLS

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Gallery

Awards

Top Loan Officer -...

Top Refinance Loan...

Achievements

Thousands of homeowners helped throughout his career
Over $1 billion in personal funded loan volume
Nationally ranked, top-producing loan originator

Hobbies

Family
Trail Running
Working Out

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Disclaimer

WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing