Brian Ramos
Vice President
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Upon engaging Mr Ramos about my financial requests he was immed able to develop a plan with finan numbers that beat my expectations. He made the process quick and was informative throughout leaving me with no concerns
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thank you so much for the thoughtful feedback. I’m glad we were able to exceed your expectations and put together a plan that made financial sense for you. It was a pleasure making the process smooth and transparent from start to finish. I’m...
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Dealing with Brian and his team has got to be one of the best decisions I’ve ever made. He was very knowledgeable and friendly, a true professional. Dealing with Brian was like working with a family member. My refinance was probably a little...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Wow, Richard, thank you sincerely for this! It truly means the world to hear that working with us felt like working with family. Refinancing can be a big decision, and I’m grateful you trusted me and my team to help guide you through it with...
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Brian led me step by step through the process. He was a real pro.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thank you! I appreciate the kind words. I'm always here if you need anything in the future! - Brian
Great experience
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thank you, Oscar! I’m glad to hear you had a great experience. It was a pleasure working with you. Reach out anytime if I can help again! - Brian
He really works for the client he has alot a lot of patience was never so happy with my loan he made it possible bless him
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thank you so much, Kathryn. Your words truly mean a lot. I’m so glad we were able to get you to a place where you’re happy. I’m honored to have been part of this journey with you. Wishing you the best, and know I’m always here if you need anything...
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I can’t say how amazing working with Brian if anyone needs help get him He works for you and is good at the job 100 percent work amen He blessed me I can breath again
Reply from Brian Ramos
June 29th, 2026 06:48 PM
I really appreciate the feedback and am looking forward to working with you again.
Exelent thank you
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thank you, Juan! I genuinely appreciate the kind words. It was a pleasure helping you through the process. Always here if you need anything! - Brian
Brian was thorough and patient As we took some time to make a decision.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thank you, Joshua. I appreciate you sharing this! I'm glad I could support you as you made your decision. It was a pleasure working together, and I'm here for guidance in the future!
- Brian
Brian was fantastic, from his follow-up to follow-through, he really delivered. In addition to being great at his job, he's also just plain likable. He exhibited such kindness, humility, and genuine care. He continued his service to us beyond...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
I really appreciate the feedback and am looking forward to working with you again.
From start to finish this was an amazing experience. Brian was professional, friendly and knowledgeable. He had so much insight to help us make a decision with our non-traditional needs. Applied and approved on Thursday and the funds were in...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
It was great working with you. Thanks again for putting your trust in us.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Specialities
Amazing Customer Experience
FHA Mortgage
FHA Streamline
U.S. VA Home Loan
U.S. VA IRRRL
DSCR - Investment Rental Income Loans
NON-QM / Bank Statement / Alternative Docs
Fixed Rate Home Equity Loan (HELOAN)
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Positions
- West Capital Lending - Senior Mortgage AdvisorJan 1st, 2025 - Current
Memberships
- NMLS
- DRE
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #246752
- CA DRE #01753068
- AL NMLS
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Gallery
Awards
Top Loan Officer -...
Top Refinance Loan...
Achievements
- Thousands of homeowners helped throughout his career
- Over $1 billion in personal funded loan volume
- Nationally ranked, top-producing loan originator
Hobbies
- Family
- Trail Running
- Working Out
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing