Brian Ramos
Vice President
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Brian was extremely understanding and helpful. He helped not only with the loan but also gave us great advice for our financial future.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Tessa, thank you for the wonderful review. I’m glad I could help with both your refinance and your long-term financial plans. It means a lot that you found the advice valuable, and I truly appreciate your trust.
I am a 20 year Army veteran and very hard to please. Brian killed it. To he honest, I was skeptical Brian could do what he said he could do. Other professionals that I trusted were telling me it was impossible to get the rate he was quoting....
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
David, I can’t thank you enough for this! It means a lot coming from someone with your experience and high standards. I’m honored you took a chance on me, and I’m even more grateful we got the outcome you deserved. You were a pleasure to work...
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Brian walked me through my concerns.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thanks, John! I’m really glad we could walk through everything together. Your trust means a lot, and I’m always here if anything else comes up.
Brian was respectful of our time right away he helped guide us through a stressful process and was always responsive in spite of a time difference. He's great. Cannot recommend enough.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Matthew, I really appreciate that! I know how important your time is, especially during a stressful process. I’m glad I could help make things smoother for you. It was a pleasure working with you and your family!
Brian was attentive, customer service oriented, and highly knowledgeable regarding the process.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thank you, Gregory! I really appreciate the kind words. It was a pleasure walking you through the process and making sure you felt supported every step of the way. Always here if you need anything! -Brian
Mr. Ramos was very helpful through every step of the transaction! He responded quickly whenever I had a question, and got everthing resolved. I appreciated his knowledge and his service, and would just like to say thank you, again, for making...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thank you so much for the kind words! It was my pleasure to be there for you every step of the way. I'm glad we could make the process smooth and positive, and I truly appreciate the trust you placed in me. Always here if you need anything!...
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We had a fantastic experience working with Brian Ramos! From start to finish, he guided us through every step of the loan process with clarity and professionalism. He was incredibly responsive, always quick to answer our questions—no matter...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thank you so much! I'm grateful for the opportunity to walk through the process with you and make things feel clear and manageable. Your trust means a lot, and I'm always here if you need anything down the road. Appreciate the kind words!
Brian was very compassionate and helpful. My family and I were going through a lot when we needed to refinance our home loan. My beloved older sister in whose name the loan was in had just passed away. I was a wreck Brian was so kind and patience...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thank you for your kind words. I'm genuinely sorry for your loss, and it meant a lot to be able to support you and your family during such a difficult time. I'm glad we could get things handled quickly and with care. I'm always here if you...
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We ran into an issue with my bank who was originally selected to do my mortgage. It was over a technicality and they weren't willing to budge on the issue and we were on track to close in 2 weeks. My realtor recommended Danny and Brian and...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Jacqueline, I appreciate you taking the time to share that! I’m so glad we were able to step in and help you get into your new home. It was a team effort, and we're grateful we could help you close smoothly. Always here if you or anyone you...
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Everything was great and went very smooth. Brian was amazing
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thank you! I'm so glad to hear everything went smoothly, it was a pleasure working with you. Always here if you need anything down the road! - Brian
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Specialities
Amazing Customer Experience
FHA Mortgage
FHA Streamline
U.S. VA Home Loan
U.S. VA IRRRL
DSCR - Investment Rental Income Loans
NON-QM / Bank Statement / Alternative Docs
Fixed Rate Home Equity Loan (HELOAN)
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Positions
- West Capital Lending - Senior Mortgage AdvisorJan 1st, 2025 - Current
Memberships
- NMLS
- DRE
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #246752
- CA DRE #01753068
- AL NMLS
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Gallery
Awards
Top Loan Officer -...
Top Refinance Loan...
Achievements
- Thousands of homeowners helped throughout his career
- Over $1 billion in personal funded loan volume
- Nationally ranked, top-producing loan originator
Hobbies
- Family
- Trail Running
- Working Out
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing