

Brian Ramos
Vice President

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Reviews from Web
Brians dedication and passion to his job is without measure. He explaines everything thoroughly and walks you through every process. I've never experienced a process like this or a Broker as dedicated as Brian. Thank you for all your help.
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thank you, Greg, for the generous review. I'm pleased to hear that my dedication and step-by-step approach made the process straightforward and stress-free for you. It truly means a lot to know that this was your best lending experience, and...
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Brian was a great guy. From start to finish, he was fun, professional, personable, and easy to understand with his directions. The whole process was fast and funding was within the time frame that he gave me from the first day.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Jeremy, thank you for the great feedback. I’m glad we could keep the process fast, clear, and on schedule. It was a pleasure working with you, and I appreciate the trust you placed in me.
You will not find a more Professional, Passionate Broker than Brian Ramos of Capital West Lending. Brian will walk you through a seamless process making sure you understand each and every step. Excellent communication skills. I highly recommend...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
I enjoyed working with you. Thanks for the great feedback.
Brian and his team were amazing. Communication was stellar. They pushed to keep everything moving forward. He spent time to connect and understand what my needs and situation were. Couldn't be happier with how smooth it all went.
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Gregory, Thank you for the wonderful review. I’m pleased that our communication and teamwork helped everything progress smoothly, and that we were able to adapt the process to meet your needs. It was a pleasure working with you, and I truly...
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Brian helped us out through each step of the process and answered all of our questions to make sure it went smoothly
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Bryn, thank you for the kind review. I’m glad I could walk you through each step and answer your questions so the process stayed smooth. I truly appreciate the trust you placed in me.
No appraisal
No inspection
No why questions
No large down payment
Quick decision
Deposit made in timely manner
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Doryce, thank you for sharing your experience. I’m glad we could keep the process quick and hassle-free with no appraisal or inspection delays. It was a pleasure helping you reach your goals, and I genuinely appreciate your trust.
Brian was very personable, was a great listener, and worked really hard to get the best rates for our family. After securing the rates, he made sure the process was as smooth and painless as possible and consistently followed up to ensure we...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Stacy, thank you for such a thoughtful review. I’m so glad you felt heard and supported throughout the process, and that we were able to secure strong rates for your family. It means a lot that you felt confident in your decision, and I genuinely...
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Excellent job by Brain Ramos !
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Peter, thank you for the 5-star review! I’m glad I could make your cash-out refinance a great experience, and I appreciate the opportunity to help. -Brian
Brian made the entire process of securing our HELOC a walk in the park. He provided timely updates and delivered as promised. I highly recommend his expertise and services.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
It was great working with you. Thanks again for putting your trust in us.
Excellent job Brian ! Thank you for being so professional and honest. Highly recommend you to my family and friends!!!
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Specialities
Amazing Customer Experience
FHA Mortgage
FHA Streamline
U.S. VA Home Loan
U.S. VA IRRRL
DSCR - Investment Rental Income Loans
NON-QM / Bank Statement / Alternative Docs
Fixed Rate Home Equity Loan (HELOAN)
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Positions
- West Capital Lending - Senior Mortgage AdvisorJan 1st, 2025 - Current
Memberships
- NMLS
- DRE
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #246752
- CA DRE #01753068
- AL NMLS
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Gallery


Awards
Top Loan Officer -...
Top Refinance Loan...
Achievements
- Thousands of homeowners helped throughout his career
- Over $1 billion in personal funded loan volume
- Nationally ranked, top-producing loan originator
Hobbies
- Family
- Trail Running
- Working Out
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing