Brian Ramos
Vice President
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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The experience of working with Brian and his team was great all around. If you're searching through reviews like I did, GO FOR IT :)
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Adrian, I genuinely appreciate your review. I’m pleased that your refinance process went smoothly and that my team provided the experience you anticipated. Thank you for trusting us and for inspiring others to leap as well.
Brian was always available and responsive. He made my experience seamless and easy.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Jeanette, thank you for the kind words. I’m glad we could make your cash-out refinance seamless and easy. Responsiveness is something I take seriously, and I appreciate your trust in me to guide you through the process.
Brian made the process easy and ultimately an excellent experience. He is very knowledgeable and helped me make the best decision with my goals in mind.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Frank, I appreciate your review. I’m glad we could make the cash-out refinance process smooth and that you felt confident the decision aligned with your goals. Thank you for trusting me to guide you. I’m always here if you need advice down...
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We are very satisfied we choose best company employee Brian Ramos everything they said it true and honest finally we are very happy paid our stress debt and we can remodel our home thank you very much this company and specially to Brian I highly...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Melinda, thank you for your heartfelt review. I’m so glad we were able to help pay off your debt and free up the ability to remodel your home. That’s what makes this work so rewarding. Your trust and recommendation mean a lot, and I’m always...
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We weren't set up for electronic banking. Brian helped us by coordinating the collection of needed documents that resulted in an easy close.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Richard, thank you for sharing your experience. I’m glad we were able to work around the electronic banking hurdle and still make your refinance process smooth and straightforward. I appreciate your trust and was happy to guide you to an easy...
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If you don't reach out to this company, you are missing out. In less than a month our mortgage rate was lower by more than 1%. We explained our situation, and Brian and Dan gave us realistic options. My favorite aspect of the process was the...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
I really appreciate the feedback and am looking forward to working with you again.
Brian walked us thru every step of the way. we appreciate him helping us fund our next home.
Reginia and Robert Whitehead
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Reginia and Robert, thank you for the excellent review. I’m so glad I could walk you through the process step by step and help fund your next home. It means a lot to be part of such an important milestone, and I truly appreciate your trust.
Brian was diligent, thorough, professional, and made all efforts to make the lending process smooth.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Anjanette, thank you for your kind words. I’m glad my diligence and thorough approach helped make the process smooth for you. It was a pleasure working with you, and I genuinely appreciate the trust you placed in me.
I was fortunate enough to work with Brian on a loan. He made that process simple and clear. He worked with me at every step and was actively invovled in my challenging situation. I thank him for the service he provided to me and my family.
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Minh, thank you for the heartfelt review. I’m glad I could help make the process simple, even with the challenges along the way. It was an honor to work with you, and I appreciate the trust you placed in me.
My encounter with Brian was exceptional. He made me feel so at ease and comfortable. I never felt pressure or intimidated throughout this whole process. He treated me like a family member and I am so grateful for his professionalism, his kindness,...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Specialities
Amazing Customer Experience
FHA Mortgage
FHA Streamline
U.S. VA Home Loan
U.S. VA IRRRL
DSCR - Investment Rental Income Loans
NON-QM / Bank Statement / Alternative Docs
Fixed Rate Home Equity Loan (HELOAN)
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Positions
- West Capital Lending - Senior Mortgage AdvisorJan 1st, 2025 - Current
Memberships
- NMLS
- DRE
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #246752
- CA DRE #01753068
- AL NMLS
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Gallery
Awards
Top Loan Officer -...
Top Refinance Loan...
Achievements
- Thousands of homeowners helped throughout his career
- Over $1 billion in personal funded loan volume
- Nationally ranked, top-producing loan originator
Hobbies
- Family
- Trail Running
- Working Out
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing