

Brian Ramos
Vice President

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Excellent communication, quick turnaround
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thank you for the feedback. I’m glad the communication and turnaround stood out. I appreciate the opportunity to work with you.
My daughter was just starting her venture into buying a house. I cannot express how thorough Brian was explaining all her available options when it comes to mortgages. He was very patient and spent alot of time with us. Greatly appreciate his...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
I enjoyed working with you. Thanks for the great feedback.
im not one to write reviews
Reply from Brian Ramos
June 29th, 2026 06:48 PM
LOL thank you for trying, Brandon! -Brian
Yes everything went through the right way the only thing i did not like it was that i was offered a rate but when they put everything together they gave me a higher rate.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thank you for sharing your feedback. I understand how frustrating that can feel, and I appreciate you bringing it up. My goal is always to be transparent and guide clients through changes that can occur as final details are reviewed. I truly...
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Brian was so great to work with!
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thank you so much. I really enjoyed working with you as well and appreciate the kind words. -Brian Ramos
Brian kept us informed thru the entire loan process. It was quick and all done online. Questioned were answered promptly.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thank you for the feedback. I’m glad the process felt efficient and that communication stayed clear throughout. I appreciate the opportunity to work with you. -Brian
Brian did a great job of communication throughout the entire loan process. Was able to resolve issues and concerns. Everything went very well and in the end the loan was completed in a very timely manner.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thank you for sharing this. I’m glad the communication stayed consistent and that we were able to work through any issues along the way. I appreciate the trust and the opportunity to help get everything completed smoothly. -Brian Ramos
it was very professional and quick service.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Joseph, thank you for the great review. I’m glad we could make your cash-out refinance quick and professional. If you ever need a second look at options in the future, I’m here to help. Enjoy the breathing room, and don’t hesitate to reach...
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Upfront and clear communication
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Caleb, I really appreciate your feedback. I’m glad the VA Streamline refinance was clear and straightforward for you. Transparency and open communication are always my top priorities, especially when it comes to serving veterans. Thank you...
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Brian was extremely knowledgeable and supportive throughout the entire loan process. He did not pressure me into the refinance but instead encouraged me to learn more about it, gaining my trust from the beginning. The entire experience was...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Dana, thank you for your thoughtful review. I’m delighted to hear that you felt supported and never pressured during the process. That is exactly how I aim for it to be. I truly appreciate your trust and your recommendation. It was an honor...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Specialities
Amazing Customer Experience
FHA Mortgage
FHA Streamline
U.S. VA Home Loan
U.S. VA IRRRL
DSCR - Investment Rental Income Loans
NON-QM / Bank Statement / Alternative Docs
Fixed Rate Home Equity Loan (HELOAN)
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Positions
- West Capital Lending - Senior Mortgage AdvisorJan 1st, 2025 - Current
Memberships
- NMLS
- DRE
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #246752
- CA DRE #01753068
- AL NMLS
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Gallery


Awards
Top Loan Officer -...
Top Refinance Loan...
Achievements
- Thousands of homeowners helped throughout his career
- Over $1 billion in personal funded loan volume
- Nationally ranked, top-producing loan originator
Hobbies
- Family
- Trail Running
- Working Out
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing