Brian Ramos
Vice President
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Brian did a PHENOMENAL job!! He worked hard to get us the mortgage refinance we need and put up with all of my insane phone calls! I highly recommend him to anyone!!
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Brian Ramos was fantastic to work with! Gave me a thorough understanding of the loan process. Was always available to me by phone or text. Very patient with a great sense of humor as well.I won't hesitate to use Brian's services again or to...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thank you for the kind feedback. I’m glad the explanations and availability helped make the process comfortable and easy to navigate. I appreciate the trust and the willingness to recommend me to others. -Brian Ramos
Brian took care of all loan needs from beginning to end . Just like family . Very courteous , professional, always available He's the best ever
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thank you so much for this. Treating clients like family and being there from start to finish is something I truly care about. I appreciate the trust and the kind words more than you know. -Brian Ramos
Brian was so great to work with! I’m not the world’s most organized person & he was so patient with me, walked me through online information & made sure I had a thorough understanding of what he was offering me. I highly recommend Brian to...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Brian & his team were beyond exemplary in all they did for this transaction. I recommend them highly! Friendly professional, warm. Courteous like family! Anyone that asks me for recommendation will definitely be recommended to Brian, West Capital....
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Brian is very thorough in explaining in detail, great follow up and takes the time needed to help us through the loan process. He's not pushy but also motivates and helped us chose the right loan for us. Highly recommend him!
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thank you for the thoughtful review. I’m glad the explanations, follow up, and approach helped you feel confident without pressure. Making sure the right fit is chosen is always the priority. I truly appreciate the recommendation and the opportunity...
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Brian Ramos was so great to work with and he made the whole process easy and detailed everything pleasantly!!
Thank so much Brian!
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thank you so much for the kind words. I’m really glad the process felt clear and easy from start to finish. I truly enjoyed working with you and appreciate the opportunity to help.
I wanted to express my sincere appreciation for all your hard work in helping us refinancing our home. Your patience, clear communication, and attention to detail made a potentially stressful process smooth. I look forward to working with you...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Brian was great to work with. He was upfront and honest about the entire process. He is also extremely knowledgeable of the process. He was the first person willing to work with me and my not so great credit.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thank you for sharing this. I’m glad the transparency and guidance made a difference for you. Everyone deserves a fair, respectful approach, and I appreciate the trust you placed in me throughout the process.
My first time refinancing my home was a wonderful experience with Brian and his team. The process was quick , easy and the service they provided to me was superb. Thank you so much for the very pleasant experience. I am glad I chose West Capital...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thank you for sharing this. I’m glad your first refinance experience felt smooth and positive. Helping make the process clear and efficient is always the goal, and I appreciate you trusting my team and me along the way. -Brian
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Specialities
Amazing Customer Experience
FHA Mortgage
FHA Streamline
U.S. VA Home Loan
U.S. VA IRRRL
DSCR - Investment Rental Income Loans
NON-QM / Bank Statement / Alternative Docs
Fixed Rate Home Equity Loan (HELOAN)
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Positions
- West Capital Lending - Senior Mortgage AdvisorJan 1st, 2025 - Current
Memberships
- NMLS
- DRE
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #246752
- CA DRE #01753068
- AL NMLS
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Gallery
Awards
Top Loan Officer -...
Top Refinance Loan...
Achievements
- Thousands of homeowners helped throughout his career
- Over $1 billion in personal funded loan volume
- Nationally ranked, top-producing loan originator
Hobbies
- Family
- Trail Running
- Working Out
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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https://westcapitallending.com/texas-complaint
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