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Brian Ramos - Vice President in Irvine, CA

Brian Ramos

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Vice President

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We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Reviews from Web
  • SFTP
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    Danna P
    PORT CHARLOTTE, FL
    Posted on January 29th, 2026 02:26 PM
    Brian was easy to talk to and he understood the product he was selling us
    Reply from Brian Ramos
    June 29th, 2026 06:48 PM
    Danna, thank you - that means a lot. Understanding what you need and making sure you feel comfortable every step of the way is the whole job. It was a pleasure working with you. Your friend Brian.
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    JOHN B
    Fredericksburg, VA
    Posted on January 27th, 2026 07:32 PM
    Brian Ramos is very professional and does an amazing job plus his knowledge and communication is one of the best I have ever had. I will definatley refer everyone to Brian and Rocket. This is the second time working with Brian and both times...
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    Reply from Brian Ramos
    June 29th, 2026 06:48 PM
    John, doing this twice together and still hearing words like these - that means more than I can say. You set the bar high as a client and as a person, and every time we connect I leave the conversation better for it. Thank you for your trust,...
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    Stephanie W
    Monterey Park, CA
    Posted on January 25th, 2026 06:19 PM
    professionalism, guidance regarding the loan process made it stress free
    Reply from Brian Ramos
    June 29th, 2026 06:48 PM
    Stephanie, stress-free is exactly the goal every single time. Thank you for trusting me with your loan and for taking the time to share your experience. It was a pleasure working with you. Your friend Brian.
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    Stephanie W
    Posted on January 20th, 2026 10:49 PM
    I would like to extend my sincere gratitude to Brian Ramos for the help I received in getting a loan. It was a pleasure working with you. I’m truly grateful to have your expertise and guidance throughout the process. Brian made the process...
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    Reply from Brian Ramos
    June 29th, 2026 06:48 PM
    I enjoyed working with you. Thanks for the great feedback.
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    Gina C
    Dover, DE
    Posted on January 19th, 2026 05:50 PM
    . Brian was so personable. it really felt like we were just dealing with a friend of the family. It was around the holidays and he even sent us a holiday card. We really like Brian.
    Reply from Brian Ramos
    June 29th, 2026 06:48 PM
    Gina, "friend of the family" is everything I work toward with every client. Thank you for welcoming me in and making this such a genuinely enjoyable experience. Wishing you and your family all the best. Your friend Brian.
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    Gary G
    Hendersonville, TN
    Posted on January 14th, 2026 03:28 PM
    Expedient and friendly staff.
    Reply from Brian Ramos
    June 29th, 2026 06:48 PM
    Gary, thank you - expedient and friendly is exactly the standard we hold ourselves to. It was a pleasure working with you and we appreciate the kind words. Your friend Brian.
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    Nigel D
    Windsor Mill, MD
    Posted on January 12th, 2026 09:30 PM
    Brian was very attentive during the procc. He kept me abreast of all the progress. Brian made this experience easy and pleasant. Thanks Again
    Reply from Brian Ramos
    June 29th, 2026 06:48 PM
    Thank you, Nigel. I really appreciate you taking the time to share this. Keeping you informed and making the process smooth is always my goal, so I’m glad to hear it felt easy and pleasant. It was a pleasure working with you, and I’m always...
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    Jody P
    San Diego, CA
    Posted on January 10th, 2026 12:21 AM
    Brian is as good at his job as anyone can be! he's an amazing guy and fun to talk with to boot.thorough, engaging, knowledgeable... the whole package.it was fantastic working with him and I certainly will again in the future.thanks Brian!
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    Reply from Brian Ramos
    June 29th, 2026 06:48 PM
    Thank you so much for this. That really means a lot to me. I’m glad the process felt thorough and easy, and I truly enjoyed working with you as well. I appreciate the trust, and I look forward to helping again anytime you need it. -Brian
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    Leshia R
    Free Soil, MI
    Posted on January 6th, 2026 03:02 AM
    Brian was incredibly empathetic to our situation. He always reminded us he was on our team He is intelligent friendly and has this incredible way of making you feel at ease. Brian was also nonjudgmental towards my credit score He never made...
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    Reply from Brian Ramos
    June 29th, 2026 06:48 PM
    Thank you so much for sharing this. I truly appreciate your trusting me with this very important transaction. My goal is always to make sure clients feel supported, understood, and never judged. I’m really glad I could be there for you and...
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  • SFTP
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    Steven R
    Free Soil, MI
    Posted on January 3rd, 2026 10:03 PM
    When My wife and I first met Brian Ramos, we had such a good first conversation. We knew right away that Brian is an honest man with high morals and high values. He guided us through our refinance, and kept in touch with us daily through the...
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    Reply from Brian Ramos
    June 29th, 2026 06:48 PM
    Thank you from the bottom of my heart for this. Working with you and your wife was truly meaningful to me. I’m grateful for the trust you placed in me, and I’m glad I could be a steady guide throughout the process. Knowing that the experience...
    read more
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    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Broker
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Equity Loan
    Mortgage Refinance
    Reverse Mortgage
    Specialities
    Amazing Customer Experience
    FHA Mortgage
    FHA Streamline
    U.S. VA Home Loan
    U.S. VA IRRRL
    DSCR - Investment Rental Income Loans
    NON-QM / Bank Statement / Alternative Docs
    Fixed Rate Home Equity Loan (HELOAN)
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    Positions
    • West Capital Lending - Senior Mortgage Advisor
      Jan 1st, 2025 - Current
    Memberships
    • NMLS
    • DRE
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #246752
    • CA DRE #01753068
    • AL NMLS
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    Gallery
    Brian Ramos - Gallery Photo
    Brian Ramos - Gallery Photo
    Awards
    Top Loan Officer -...
    Top Refinance Loan...
    Achievements
    • Thousands of homeowners helped throughout his career
    • Over $1 billion in personal funded loan volume
    • Nationally ranked, top-producing loan originator
    Hobbies
    • Family
    • Trail Running
    • Working Out
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    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing