

Brian Ramos
Vice President

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Brian was very helpful,by guiding us thru the process. He was always available for any questions we may have had. And he was very personable.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Susan, it was truly my pleasure. You and your family made this process easy, and getting you to the finish line was the best part. Thank you for trusting me with something this important. Wishing you all the very best.
Your friend Brian.
Brian was very personable with my wife and I. He was very professional in his demeanor. Brian made the process extremely easy for us through his continual guidence as we progressed towards closing on our loan. should the occasion arise for...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
James, this means the world to me - thank you. Knowing that you and your wife felt guided and taken care of every step of the way is exactly what I work toward with every client. I'll be here when that day comes. Wishing you both all the best....
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I worked with Brian recently on a refinance that included a lot of moving parts. He was always responsive and thorough and walked us through each step. When hiccups arose, he was quick to offer solutions!
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Brian - Was helpful, welcoming and through. He has a great disposition and very accesible!
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Mario, thank you so much - that genuinely means a lot. Making sure every client feels welcomed and taken care of is what this is all about. It was a pleasure working with you and I'm grateful for the kind words.
Your friend Brian.
Brian was a very courteous and convivial individual. Who was extremely knowledgeable about to process of getting a home mortgage. Brian made the process enjoyable. Having moved many times in my adulthood, this is the first time the process...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
It was great working with you. Thanks again for putting your trust in us.
Brian was involved 100% of the process. He gave good advice and worked hard for us. He became a friend who we could openly talk to about our lives and situatiion. He is a very important assett to West Capital Lending.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
George, becoming a trusted friend to the people I work with is the highest compliment I can receive. Thank you for letting me into your corner and for trusting me with something this important. It was my absolute honor. Wishing you and your...
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was very pleasant and personable. He answered all our questions, often before we ask them we had to provide very little information this time because Brian was able to get what he needed from our previous loan applications. He called when he...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Janice, thank you so much - this is exactly the experience I want every client to have. Being prepared, staying ahead of the questions, and keeping you informed every step of the way - that's the standard. It was a true pleasure working with...
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About 7 months ago I started a conversation with Brian but because of higher interest rates I didn’t pursue anything. Brian told me to save his contact information and when I was ready to contact him; nothing was ever pushy or high pressure...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Brian Ramos, friendly, understanding, great communication and professional. He is a wonderful person and does everything to help you.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Tammy, thank you for the kind words - they truly mean a lot. Doing right by the people I work with is what this is all about. It was a pleasure and I'm grateful for the trust you placed in me.
Your friend Brian.
From begining to close, Rocket (Brian Ramos) was able to walk us through the process in plain English and helped us every step of the way. Much appreciated.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thomas, "plain English every step of the way" - that's exactly what I aim for every single time. Thank you for trusting me with your loan and for taking the time to share this. It was a genuine pleasure working with you and your family.Your...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Specialities
Amazing Customer Experience
FHA Mortgage
FHA Streamline
U.S. VA Home Loan
U.S. VA IRRRL
DSCR - Investment Rental Income Loans
NON-QM / Bank Statement / Alternative Docs
Fixed Rate Home Equity Loan (HELOAN)
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Positions
- West Capital Lending - Senior Mortgage AdvisorJan 1st, 2025 - Current
Memberships
- NMLS
- DRE
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #246752
- CA DRE #01753068
- AL NMLS
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Gallery


Awards
Top Loan Officer -...
Top Refinance Loan...
Achievements
- Thousands of homeowners helped throughout his career
- Over $1 billion in personal funded loan volume
- Nationally ranked, top-producing loan originator
Hobbies
- Family
- Trail Running
- Working Out
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing