Brian Ramos

Name: West Capital Lending
Address: 17911 Von Karman Ave Suite 400, Irvine, California, 92614
Telephone: +1-714-476-3812
Rating: 4.96

Vice President

4.96

(300)

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.

Contact Info

https://westcapitallending.com/

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Brian was professional as well as curteous and friendly. He made us feel like people and not simply a number. I would freely recommend him to anyone. He was willing to help us in meeting every challenge and walked us through the process and...

Reply from Brian Ramos

June 29th, 2026 06:48 PM

Thank you for the kind words. Treating people like people, not transactions, is something I take seriously, so I’m glad that came through. I appreciate the trust you placed in me, and I’m thankful I could help guide you through each step. Your...

Brian made himself available according to my schedule throughout the whole process. Every step & option was thoroughly explained and I did not feel rushed or obligated to make any quick decisions.Overall experience was great, smooth, fast and...

Reply from Brian Ramos

June 29th, 2026 06:48 PM

Thank you for sharing this. I’m really glad the process felt clear, unrushed, and aligned with your schedule. Making sure you’re comfortable with each step is always a priority for me. I truly appreciate the recommendation and would be happy...

From start to finish Mr Ramos handled the entire process with careful consideration and attention to detail, giving me the confidence that i was in good hands moving forward with my loan experience!

Reply from Brian Ramos

June 29th, 2026 06:48 PM

Thank you for taking the time to share this. I’m glad the attention to detail and guidance gave you confidence throughout the process. It was a pleasure working with you, and I appreciate the trust you placed in me. Please don’t hesitate to...

My loan officer was Dan Macovei; he was outstanding. He was extrem informative and walked me patientl through each step. He was very approachable and that made it easy for me to ask him questions and boy did I ask him a lot of questions. Huge...

Reply from Brian Ramos

June 29th, 2026 06:48 PM

Thank you so much for sharing this. Dan is truly outstanding, and I’m glad he was able to guide you through each step with patience and clarity. I know there can be a lot of questions, and it’s important to us that you always feel comfortable...

Brian and Dan are amazing and really spent a lot of time making sure we understood the process. We appreciated the great rates and the ability to buy down with our desired rate. Overall great experience. It's funny whenever Brian contacted...

Reply from Brian Ramos

June 29th, 2026 06:48 PM

Thank you for the kind words. Dan and I truly enjoyed working with you, and we’re glad we could take the time to make everything clear along the way. Helping you feel confident in your decisions is always the goal. We appreciate the trust and...

There was always a plan B if something didn't work out. Brian also took the time to explain my options as they pertained to my situation. I learned a few things since other banks never give you options or detailed information on why they are...

Reply from Brian Ramos

June 29th, 2026 06:48 PM

Thank you for sharing this. Making sure you understand the why behind each option is incredibly important to me, and I’m glad that came through. Having clear alternatives and open communication helps keep the process calm and predictable. I...

We used Brian Ramos at West Capital Lending for our refinance, and I can’t say enough good things about the experience! From start to finish, the process was completely stress-free and incredibly smooth. Brian was on top of everything, providing...

Reply from Brian Ramos

June 29th, 2026 06:48 PM

Thank you so much for the thoughtful review. I’m really glad the process felt smooth and stress-free from start to finish. Keeping you informed and confident at every step is always my priority. I truly appreciate the trust, the referrals,...

Brian made us feel like part of family. He got to know things that were important to us, and kept the energy postive at all times.

Reply from Brian Ramos

June 29th, 2026 06:48 PM

Thank you for sharing this. Building real connections and understanding what matters most to you is something I truly value. I’m glad the experience felt positive and supportive throughout. It was a pleasure working with you, and I appreciate...

Doing business with Brian Ramos of West Capital Lending has been a pleasure from start to finish, It is apparent that he dose everything within his ability to make sure that you get the best financing and experience possible as if it where...

Reply from Brian Ramos

June 29th, 2026 06:48 PM

I really appreciate the feedback and am looking forward to working with you again.

Professionalism, knowledge, very pleasant to work with. Keep me updated during the process.

Reply from Brian Ramos

June 29th, 2026 06:48 PM

Thank you for the kind feedback. I’m glad the communication and guidance throughout the process were helpful. I appreciate the opportunity to work with you and the trust you placed in me along the way. -Brian Ramos

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About

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.

Products & Services

Mortgage Broker

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Home Equity Loan

Mortgage Refinance

Reverse Mortgage

Specialities

Amazing Customer Experience

FHA Mortgage

FHA Streamline

U.S. VA Home Loan

U.S. VA IRRRL

DSCR - Investment Rental Income Loans

NON-QM / Bank Statement / Alternative Docs

Fixed Rate Home Equity Loan (HELOAN)

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Positions

West Capital Lending - Senior Mortgage Advisor
Jan 1st, 2025 - Current

Memberships

NMLS
DRE

Addresses and Serving Areas

Primary Serving Area

Other Serving Areas

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Year Started

2003

Time Zone

Pacific Standard Time (PST)

Licenses

NMLS #246752
CA DRE #01753068
AL NMLS

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Gallery

Awards

Top Loan Officer -...

Top Refinance Loan...

Achievements

Thousands of homeowners helped throughout his career
Over $1 billion in personal funded loan volume
Nationally ranked, top-producing loan originator

Hobbies

Family
Trail Running
Working Out

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Disclaimer

WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing