

Brian Ramos
Vice President

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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This was absolutely the best experience I have had during a mortgage refinance process. Brian was attentive and walked us through the entire process. I would highly recommend working with him if you are in the market for a mortgage or refinance....
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Very helpful and excellent service.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Joseph, thank you - short and sweet, just like a smooth closing should be. It was a pleasure working with you and I'm grateful for the kind words. Wishing you all the best in your new chapter.
Your friend Brian.
Actually, Brian Ramos made the whole process enjoyable and informative. Brian and I seemed to have a lot in common. His family situation and ours were very much similar. Brian and Dan kept us up to date on the loan process as it was progressing....
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Ron, this one genuinely touched me. What started as a loan turned into a real friendship, and that doesn't happen every day. You and your family made this process a true pleasure from start to finish. Dan and I were honored to be in your corner....
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Working with Brian was so easy and stress free, just like dealing with a good old friend. I think he is very relatable, reliable and dependable. Definitively would recommend him.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
I enjoyed working with you. Thanks for the great feedback.
Brian and Dan could not be more helpful! I was so greatful when Brian sent me a email telling me that he could help me get a loan to help pay off my credit dept. He was very helpful in making sure that I would get this loan. I felt like I was...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
David, "working with a family member" - that is exactly what we aim for every single time. Dan and I were both honored to be in your corner and get this across the finish line for you. Thank you for trusting us with something this important....
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Easy and fast.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Michael, that's exactly what we aim for every time. It was a privilege working with you and Suzanne. Wishing you both all the best.
Your friend Brian.
Brian and Dan were easy and exceptionally fast to work with. They were highly responsive and we were able to close on our loan in 15 business days from application to actual loan funding, not just signing the closing documents! That's the fastest...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Brian Ramos is a great asset to West Capital Lending. He led us through the process every step of the way. His communication skills are excellent. He's very personable and made the process very easy. I would recommend him to others seeking...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Michael, thank you so much - this truly means a lot. You and Sue were a joy to work with from start to finish, and your patience throughout the process made everything possible. It was my honor to be in your corner. Wishing you both smooth...
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Quick, efficient and thorough!
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Carrie, that's exactly the standard we hold ourselves to every single time. Thank you for trusting us with your loan and for taking the time to share your experience. It was a pleasure working with you.
Your friend Brian.
Brian Ramos is great to work with. He kept in constant contact with me and my wife during the whole loan process. I will definitly recommend Brian to anyone looking for a loan. Brian is great at putting the customer first and a true professional!!...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
It was great working with you. Thanks again for putting your trust in us.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Specialities
Amazing Customer Experience
FHA Mortgage
FHA Streamline
U.S. VA Home Loan
U.S. VA IRRRL
DSCR - Investment Rental Income Loans
NON-QM / Bank Statement / Alternative Docs
Fixed Rate Home Equity Loan (HELOAN)
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Positions
- West Capital Lending - Senior Mortgage AdvisorJan 1st, 2025 - Current
Memberships
- NMLS
- DRE
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #246752
- CA DRE #01753068
- AL NMLS
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Gallery


Awards
Top Loan Officer -...
Top Refinance Loan...
Achievements
- Thousands of homeowners helped throughout his career
- Over $1 billion in personal funded loan volume
- Nationally ranked, top-producing loan originator
Hobbies
- Family
- Trail Running
- Working Out
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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https://westcapitallending.com/texas-complaint
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