Brian Ramos
Vice President
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Working with Brian Ramos to refinance my loan was a great experience. Brian is professional, trustworthy and incredibly thorough throughout the entire process. He took the time to explain every detail and made sure I fully understood each step...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Aaron, hearing that the process felt simple and stress-free - that is the standard I hold myself to every single time. You were patient, communicative, and genuinely a pleasure to work alongside every step of the way. The trust you placed in...
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I had an outstanding experience working with Brian. From the very beginning, he was personable and genuinely attentive, taking the time to listen to my financial situation and understand my needs truly. What impressed me most was his ability...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Matthew, this genuinely made my day. It means everything to hear that you felt heard from the start - that's exactly the kind of experience I want every client to have. Helping you find an option you hadn't even considered yet is honestly my...
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I’ve worked with Brian on many loans. He’s always professional, fast and delivers!
Reply from Brian Ramos
March 6th, 2026 05:34 PM
Thank you, Daniel. We appreciate the feedback!
I’ve worked with Brian on many loans. He’s always professional, fast and delivers!
Reply from Owner
March 6th, 2026 05:34 PM
Thank you, Daniel. We appreciate the feedback!
We had a great experience working with Brian. He is extremely knowledgeable and took the time to explain every step of the process in a clear and thorough manner. Throughout the transaction, he consistently kept us informed and up to date,...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Dana, this truly means the world to me. You and your family were patient, kind, and just genuinely good people to work with through every twist and turn. Getting you to the finish line and into a better financial position was the best part...
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This was an awesome experience ! Brian The Magnificent is amazing and made our refinance the easiest transaction my husband and I have ever had. Brian is a man of his word and made sure we got exactly what we wanted. He has a very special way...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Pamela, "Brian The Magnificent" - I'm framing that one. 😄 Working with you and Mr. Jones was one of those experiences that reminds me exactly why I do this. You were patient, communicative, and just genuinely wonderful people every step of...
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Brian was great , he made the whole process seamless .He kept us informed and on track. great.
Reply from Brian Ramos
June 29th, 2026 06:48 PM
David, you made it easy, brother. Watching you handle everything you had going on - and still staying on top of every step - that's what made this seamless. It was my honor working with you and Mrs. Todd. Wishing you guys nothing but the best....
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The process with Brian and his team was nothing short of amazing. As a home owner having done a few refinancing over the years.let me express that has been so smooth and quick . I love manner in which this company operates with moment by moment...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
I enjoyed working with you. Thanks for the great feedback.
9 Days - 1st Contact to Funding And it wasn’t because he’s a fast talker, but because he’s a fast listener. Brian’s success in quickly understanding what I wanted to accomplish, was a game changer. He told me he could get it done, offered some...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Makisa, "fast listener" - I'm keeping that one forever. That review is everything I try to be every single day, and hearing it described that way means more than I can say. Working with you was a genuine joy from start to finish. Thank you...
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9 Days - 1st Contact to FundingAnd it wasn’t because he’s a fast talker, but because he’s a fast listener. Brian’s success in quickly understanding what I wanted to accomplish, was a game changer. He told me he could get it done, offered some...
read more
Reply from Brian Ramos
June 29th, 2026 06:48 PM
It was great working with you. Thanks again for putting your trust in us.
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Specialities
Amazing Customer Experience
FHA Mortgage
FHA Streamline
U.S. VA Home Loan
U.S. VA IRRRL
DSCR - Investment Rental Income Loans
NON-QM / Bank Statement / Alternative Docs
Fixed Rate Home Equity Loan (HELOAN)
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Positions
- West Capital Lending - Senior Mortgage AdvisorJan 1st, 2025 - Current
Memberships
- NMLS
- DRE
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #246752
- CA DRE #01753068
- AL NMLS
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Gallery
Awards
Top Loan Officer -...
Top Refinance Loan...
Achievements
- Thousands of homeowners helped throughout his career
- Over $1 billion in personal funded loan volume
- Nationally ranked, top-producing loan originator
Hobbies
- Family
- Trail Running
- Working Out
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing