Brett Payne
Branch Manager
California State University, Fullerton
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Efficient . Available . Good advice
Reply from Brett Payne
June 29th, 2026 06:49 PM
Thank you Sandra!! I am always here for you whenever you need market updates or loan options. I hope the upgrades turn out better than you could have expected!
Understood my situation and helped me get what I needed
Reply from Brett Payne
June 29th, 2026 06:49 PM
Bruce - If we were closer I am sure that we'd catch a ball game!! I know that we will be in touch in the near future!! Check in frequently for market updates, it is about to get GOOD!!!
Brett was very informative when we started the process and made it easy.
Reply from Brett Payne
June 29th, 2026 06:49 PM
Thank you for the opportunity to work with you, as well as for your kind words! You do have my personal information saved for a future Streamline option — it's not a matter of if but when the market improves.
Please don’t hesitate to reach...
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Great communication and fast responses. Overall a wonderful easy experience
Reply from Brett Payne
June 29th, 2026 06:49 PM
Thank you, Katie!! I want to see the end results of your renovations!! I loved your home when I first pulled up the value. Keep in touch and message me any time to check on loan options/terms/updates!!
Brett was always available when I needed to go over something, at any point of the day. He was friendly and personable, which made the process so much easier. I would recommend Brett to anyone looking to do anything at all with a mortgage!
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Reply from Brett Payne
June 29th, 2026 06:49 PM
Wow, thank you Westley! It was my pleasure assisting you with your Equity Line. I know you have have my information saved.... Please reach out anytime!!! You've got a Lending Pro for life with me! I mean this, reach out anytime for market updates...
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Brett and his team were the best ! Expeditious,courteous, knowledgeable and personalities plus . If rates lower significantly " I'll be back " I don't believe there's better man than Brett in making you comfortable....KUDOS
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Reply from Brett Payne
June 29th, 2026 06:49 PM
Wow, thank you for giving me the opportunity!! Thank you again for your service so that we can all have our freedom! It was an honor to help with you home financing with this loan but more rewarding to share our story and passion in our fishing...
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Helpful and experienced
Reply from Brett Payne
June 29th, 2026 06:49 PM
Thank you for your review and the opportunity to help you gave me to help with your home finance needs. I am always here for you for market updates or home loan options!!
Brett did a fantastic job helping us to obtain our HELOC loan. We found Brett to be professional, realistic, knowledgeable, and most of all making an obvious effort to be sure we were doing the right thing. I have been dealing with LoanDepot...
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The knowledge and patience of our loan officer, Brett Payne ************ and his processor, Gabrielle Hawkin made all the difference. They did a fantastic job educating us and helping us get the money we needed to make the refi work. I can...
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Writing a very positive review is easy when the transaction goes easy. To me when the transactions has bumps along the way such as the property recorded incorrectly and the appraisal coming back incorrect, you want at lending officer that get...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
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Education
- California State University, FullertonFinanceBachelor of Business Administration (BBA)
Positions
- West Capital Lending - Branch ManagerDec 16th, 2024 - Current
- LoanDepot - Production ManagerOct 31st, 2011 - Dec 12th, 2024
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Memberships
- AIM Fitness Costa Mesa
- Beachcities Community Church
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #211505; AZ, CA, CO, DE, FL, HI, ID, IA, KY, MD, ME, MN, OR, PA, TN, TX, UT, VA, WA, WY
Gallery
Awards
Chairman's Elite -...
Chairman's Elite -...
Hobbies
- Coaching Baseball
- Getting to the gym or going on walks/hikes
- Spending time at the beach with my crew
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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