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Brett Payne - Branch Manager in Irvine, CA

Brett Payne

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Branch Manager

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California State University, Fullerton
California State University, Fullerton
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Company Logo
California State University, Fullerton
California State University, Fullerton
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Reviews from Web
  • Zillow
    D
    Dr. W
    Saint Augustine, FL
    Posted on August 8th, 2023 12:00 AM
    Brett was always available for the many questions I had about the requirements necessary to complete the loan application. I received many a response via both telephone and email after hours or on weekends when I needed answers or help. Brett...
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  • Zillow
    J
    Joe R
    Costa Mesa, CA
    Posted on January 18th, 2023 12:00 AM
    Would highly recommend Brett he’s managed multiple refinances and home sales and purchases for me. Fair, efficient and most importantly, does what he says he’s going to do.
  • Zillow
    Z
    Zuser201405190829494
    Oceanside, CA
    Posted on January 18th, 2023 12:00 AM
    Brett @ LoanDepot has done a couple loans for me now, both were easy and very quick. Rates were also the best out there as i shopped around, even beat my credit union. Great communication and painless, highly recommend.
  • Zillow
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    User32717454
    Santa Ana, CA
    Posted on January 18th, 2023 12:00 AM
    I had the pleasure to work with Brett on multiple occasions. First with the purchase of my house and also with my refinance a couple of years later. Brett was very responsive and easy to talk to. He was able to explain complicated things in...
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  • Zillow
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    Papaparsons
    Kihei, HI
    Posted on January 18th, 2023 12:00 AM
    Brett was extremely knowledgeable and helped us get the best rate with minimal fees at closing. The whole process from start to finish was very smooth and I would highly recommend him and his team.
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    Linda A G
    Posted on June 5th, 2019 06:37 PM
    He is amazingly talented, kind, helpful, courteous, knowledgeable and over-all awesome at his job. A very talented man
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    Brandon H
    Posted on December 21st, 2018 10:31 PM
    Brett was great in helping me secure a loan for my house. He helped me through the entire process and was able to explain things to me in a very simple way. I am more the happy with my overall experience and I highly recommend him!
    Reply from Brett Payne
    December 21st, 2018 10:45 PM
    It was an honor to assist with the financing of your 1st home. I am beyond happy for you and your Family! Congratulations! Always here to help.
  • 91–97 of 97
    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
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    Education
    • California State University, Fullerton
      Finance
      Bachelor of Business Administration (BBA)
      California State University, Fullerton logo
    Positions
    • West Capital Lending - Branch Manager
      Dec 16th, 2024 - Current
    • LoanDepot - Production Manager
      Oct 31st, 2011 - Dec 12th, 2024
    View All
    Memberships
    • AIM Fitness Costa Mesa
    • Beachcities Community Church

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #211505; AZ, CA, CO, DE, FL, HI, ID, IA, KY, MD, ME, MN, OR, PA, TN, TX, UT, VA, WA, WY
    Gallery
    Brett Payne - Gallery Photo
    Brett Payne - Gallery Photo
    Awards
    Chairman's Elite -...
    Chairman's Elite -...
    Hobbies
    • Coaching Baseball
    • Getting to the gym or going on walks/hikes
    • Spending time at the beach with my crew
    • View All
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing