Brett Payne
Branch Manager
California State University, Fullerton
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Brett Payne was professional, courteous and answered every question with patience and knowledge of every step during the process. Brett also took the time to listen and then share the options available that would benefit me most. Very pleased...
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Reply from Brett Payne
June 29th, 2026 06:49 PM
Thank you, James!! I'm truly grateful for the opportunity to assist you with your home financing needs. Where others may have fallen short, we were able to find the right lender to support your goals—and that makes all the difference.Sometimes,...
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I apprecitd the fight for our loan and consistency in communicatiin the whole way.
Reply from Brett Payne
June 29th, 2026 06:49 PM
Thank you, Jason and Janell!!!There are some loans that are just straightforward, some that help families save BIG—and then there are loans where you’ve got to flex a little to get them across the finish line. Yours was a no-brainer, but we...
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Brett was very thorough in explaining HELOC vs HOME EQUITY LOAN.He assisted during the application, process, uploading of documents and approval of HELOC.Very professional, courteous, but personal in the sense I felt like the only customer...
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Reply from Brett Payne
June 29th, 2026 06:49 PM
THANK YOU VICKIE!!!I love that you felt like you were my only client—that’s exactly how I want every client to feel! You will always have me in your corner for any home financing questions or loans... The market is always moving so please stay...
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Completed all goals and was always available when needed
Reply from Brett Payne
June 29th, 2026 06:49 PM
Thank you for your service to our Country Robert!! I knew that this one was going to need some extra love and to make sure that your loan was stress free was my goal!! I am always here for you!! God Bless!
Great focus on my needs as a customer. Extremely knowledgeable in available options. Frequent follow up and follow through Brett made the process if obtaining a HELOC swift and provided excellent service.
Reply from Brett Payne
June 29th, 2026 06:49 PM
Thank you for the opportunity to assist you with your home financing needs. It was a pleasure working with you Scott, and I'm truly grateful for the trust you placed in me throughout the process.Please know that I’m always here for you—whether...
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Brett was very knowledgeable, and very caring.
Reply from Brett Payne
June 29th, 2026 06:49 PM
I truly appreciate the friendship we've built and the trust you placed in me to assist with your home financing needs. It was a pleasure working with you!
He delivered when others couldn't.
Reply from Brett Payne
June 29th, 2026 06:49 PM
Thank you so much for your trust and your business! It means the world to me to have the chance to help—and I’m always here if you need anything.
Brett Payne's open line of communication and honesty made this transaction a seemless and pleasant experience!
Reply from Brett Payne
June 29th, 2026 06:49 PM
Thank you so much for taking the time to share your experience. Your trust and the opportunity to assist with your home financing needs mean the world to me! I genuinely value your business and the confidence you placed in me during such an...
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Brett was great help. Answered all my questio and just an overall great person that made everything easy.
Reply from Brett Payne
June 29th, 2026 06:49 PM
Thank you for trusting me with your business. I'm thrilled we were able to navigate multiple lenders to secure the perfect loan for you! Always here for you, check in and I can get you market updates or options for alternate home financing...
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Fast easy.
Reply from Brett Payne
June 29th, 2026 06:49 PM
Love it Kovan, no fluff... just the facts!!! HELOC's with no docs needed, no appraisal and that can fund in under a week.... #Micdrop
Thank you for your Trust and your Business! I am here for you always!
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
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Education
- California State University, FullertonFinanceBachelor of Business Administration (BBA)
Positions
- West Capital Lending - Branch ManagerDec 16th, 2024 - Current
- LoanDepot - Production ManagerOct 31st, 2011 - Dec 12th, 2024
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Memberships
- AIM Fitness Costa Mesa
- Beachcities Community Church
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #211505; AZ, CA, CO, DE, FL, HI, ID, IA, KY, MD, ME, MN, OR, PA, TN, TX, UT, VA, WA, WY
Gallery
Awards
Chairman's Elite -...
Chairman's Elite -...
Hobbies
- Coaching Baseball
- Getting to the gym or going on walks/hikes
- Spending time at the beach with my crew
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing