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Brett Payne - Branch Manager in Irvine, CA

Brett Payne

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Branch Manager

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California State University, Fullerton
California State University, Fullerton
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Company Logo
California State University, Fullerton
California State University, Fullerton
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Reviews from Web
  • SFTP
    D
    Deborah S
    Clinton, MD
    Posted on September 23rd, 2026 07:55 PM
    The whole process, from start to finish, needs improvement. Staff needs to be more transparent, honest, and responsive. The experience was a disappointment.
  • SFTP
    R
    Rett S
    Gooding, ID
    Posted on September 21st, 2026 03:05 PM
    Brett communicated very well and kept us informed.
  • SFTP
    E
    Eliot H
    Seattle, WA
    Posted on September 3rd, 2026 02:12 PM
    Met my goals with a personable demeanor, and shows interest in seeing the work I do with the funding
  • SFTP
    A
    Anthony B
    Wickliffe, KY
    Posted on August 30th, 2026 02:41 PM
    Rocket was the issue.
  • SFTP
    J
    John B
    Laurel, MD
    Posted on August 7th, 2026 09:29 PM
    Thanks! Brett worked hard to make sure the HELOC was set up right and went smoothly.
  • SFTP
    T
    Thomas R
    Fort Thomas, KY
    Posted on August 7th, 2026 05:48 PM
    Brett was very informative and kind. Walked me through every step comfortably and was ready to help any time I needed it.
  • SFTP
    J
    John V
    Wolcott, CT
    Posted on August 6th, 2026 02:22 PM
    Brett did everything in his power to get me the loan. He was in contact with me through the whole process. Highly recommende.
  • SFTP
    M
    Michael K
    Park City, UT
    Posted on July 25th, 2026 08:59 PM
    I didn't want to deal with phone calls, as I had about a dozen of them after submitting my information on Lending Tree. Brett was willing to work with me via text and kept things easy.
  • SFTP
    S
    Shelton E
    Milton, FL
    Posted on July 23rd, 2026 07:14 PM
    Brett first of all is a very good person. He cares about what he does and I truly believe he cares about me . He helped me through the process of my equity loan and tho we have now closed, he is still there to answer his phone from me and help...
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  • SFTP
    B
    Brittany B
    Boynton Beach, FL
    Posted on July 22nd, 2026 10:35 PM
    Brett was so personal but kept it professional. It was quick and everyone was efficient and pleasant. He went out of his way to answer questions and I'm sure some were after hours cause I work 80 hour weeks.
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    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
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    Education
    • California State University, Fullerton
      Finance
      Bachelor of Business Administration (BBA)
      California State University, Fullerton logo
    Positions
    • West Capital Lending - Branch Manager
      Dec 16th, 2024 - Current
    • LoanDepot - Production Manager
      Oct 31st, 2011 - Dec 12th, 2024
    View All
    Memberships
    • AIM Fitness Costa Mesa
    • Beachcities Community Church

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #211505; AZ, CA, CO, DE, FL, HI, ID, IA, KY, MD, ME, MN, OR, PA, TN, TX, UT, VA, WA, WY
    Gallery
    Brett Payne - Gallery Photo
    Brett Payne - Gallery Photo
    Awards
    Chairman's Elite -...
    Chairman's Elite -...
    Hobbies
    • Coaching Baseball
    • Getting to the gym or going on walks/hikes
    • Spending time at the beach with my crew
    • View All
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing