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Brett Payne - Branch Manager in Irvine, CA

Brett Payne

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Branch Manager

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California State University, Fullerton
California State University, Fullerton
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Company Logo
California State University, Fullerton
California State University, Fullerton
Overall Ratings
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5 Star
91%
4 Star
7%
3 Star
1%
2 Star
1%
1 Star
0%
Reviews from Web
  • SFTP
    D
    Daniel D
    Buena Vista, CO
    Posted on October 6th, 2026 11:46 PM
    Brett Payne is attentive, informative, and professional. This is the second time that we have done business together and I really appreciate his customer service. Oustanding!
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    Richard V
    Port Charlotte, FL
    Posted on October 6th, 2026 12:02 PM
    Brett felt like I was talking to him like a brother. He gave me fast and accurate information and was always there when I needed him to answer my questions. I had just lost my wife due to brain cancer and needed to dip into my Home Equity to...
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    Melvin W
    Camano Island, WA
    Posted on October 2nd, 2026 02:05 PM
    Brett gave great advice and was not pushy
  • SFTP
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    Lori G
    Frankford, DE
    Posted on September 29th, 2026 07:41 PM
    Prior to using West Capital, I checked them out on BBB and they had an excellent rating. The reason I checked them out is to ensure the legitimacy, etc- basically to ensure I was working with a legit company and not compromising my personal...
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  • SFTP
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    Deborah S
    Clinton, MD
    Posted on September 23rd, 2026 07:55 PM
    The whole process, from start to finish, needs improvement. Staff needs to be more transparent, honest, and responsive. The experience was a disappointment.
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    R
    Rett S
    Gooding, ID
    Posted on September 21st, 2026 03:05 PM
    Brett communicated very well and kept us informed.
  • SFTP
    E
    Eliot H
    Seattle, WA
    Posted on September 3rd, 2026 02:12 PM
    Met my goals with a personable demeanor, and shows interest in seeing the work I do with the funding
  • SFTP
    A
    Anthony B
    Wickliffe, KY
    Posted on August 30th, 2026 02:41 PM
    Rocket was the issue.
  • SFTP
    J
    John B
    Laurel, MD
    Posted on August 7th, 2026 09:29 PM
    Thanks! Brett worked hard to make sure the HELOC was set up right and went smoothly.
  • SFTP
    T
    Thomas R
    Fort Thomas, KY
    Posted on August 7th, 2026 05:48 PM
    Brett was very informative and kind. Walked me through every step comfortably and was ready to help any time I needed it.
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    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
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    Education
    • California State University, Fullerton
      Finance
      Bachelor of Business Administration (BBA)
      California State University, Fullerton logo
    Positions
    • West Capital Lending - Branch Manager
      Dec 16th, 2024 - Current
    • LoanDepot - Production Manager
      Oct 31st, 2011 - Dec 12th, 2024
    View All
    Memberships
    • AIM Fitness Costa Mesa
    • Beachcities Community Church

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #211505; AZ, CA, CO, DE, FL, HI, ID, IA, KY, MD, ME, MN, OR, PA, TN, TX, UT, VA, WA, WY
    Gallery
    Brett Payne - Gallery Photo
    Brett Payne - Gallery Photo
    Awards
    Chairman's Elite -...
    Chairman's Elite -...
    Hobbies
    • Coaching Baseball
    • Getting to the gym or going on walks/hikes
    • Spending time at the beach with my crew
    • View All
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing