Brett Payne
Branch Manager
California State University, Fullerton
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Excellent.
Reply from Brett Payne
June 29th, 2026 06:49 PM
Thank you Biggi!!! I enjoyed chatting with you and getting to know a little more about Costa Rica!! Really grateful for your help in getting this one funded!! Thank you for your trust and business!
Everything went fine.
Efficie and easy being able to process online using digital signatures.
Reply from Brett Payne
June 29th, 2026 06:49 PM
Thank you so much for your trust and business! I truly appreciate your support and am so glad I could provide a great experience. I am always here for you!
Clear and concise information provided by an engaging and knowledgeable representative.
Brett is a good teacher. He was able to explain the pros and cons of Home Equity Loans vs Home Equity Lines of Credit and help me make an educated decision that would meet my personal financial priorities.
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Reply from Brett Payne
June 29th, 2026 06:49 PM
Thank you, Abby, for trusting me to help with your home financing needs. I’ll always be here to support you and your family.
Brett did an excellent job. What made the application experience enormously frustrating was the almost endless, repetitive documentation required for someone whose n worth is approximately seven
million dollars to get a $300,000 loan.
Brent was great start to finish. I would recommend him to everyone 😊
Reply from Brett Payne
June 29th, 2026 06:49 PM
Kevin, your loan truly meant a lot to me! Helping you achieve the flexibility and financial freedom you needed was honestly more of a blessing for me than for you. I know you’d probably argue otherwise, but either way—we got it done, and pretty...
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Brett Payne was very helpful, went above and beyond to help me with my Heloc loan. Quick, no documents needed and he was there every step of the way!!!
Reply from Brett Payne
June 29th, 2026 06:49 PM
Anna - My 2nd favorite "Dago"!! 😄 You and Steve were awesome! I had such a great time chatting and getting to know you both—and then we went and did a loan, lol! It was that good. Thank you for trusting me. We’ve got another coming up soon,...
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Brett was awesome! He is extremely knowedgeable and kept us informed and answered all of our questions throughout the entire process. I would definitely recommend him to anyone. Thank you again.
Reply from Brett Payne
June 29th, 2026 06:49 PM
I didn't just help with your loan; I got to know you and your family!! Thank you for letting me in, trusting me and allowing me to help with your home financing needs. Call on me always Louise!!! God Bless!!
Brett worked extremely hard to meet my needs and was very personable and had great communication throughout the process.
Reply from Brett Payne
June 29th, 2026 06:49 PM
Thank you kindly for your trust and your business!! You are a strong woman, and I know that this loan will help you and your family!! Thank you for your trust and your business.... I am always here for you!
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
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Education
- California State University, FullertonFinanceBachelor of Business Administration (BBA)
Positions
- West Capital Lending - Branch ManagerDec 16th, 2024 - Current
- LoanDepot - Production ManagerOct 31st, 2011 - Dec 12th, 2024
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Memberships
- AIM Fitness Costa Mesa
- Beachcities Community Church
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #211505; AZ, CA, CO, DE, FL, HI, ID, IA, KY, MD, ME, MN, OR, PA, TN, TX, UT, VA, WA, WY
Gallery
Awards
Chairman's Elite -...
Chairman's Elite -...
Hobbies
- Coaching Baseball
- Getting to the gym or going on walks/hikes
- Spending time at the beach with my crew
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing