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Brett Payne - Branch Manager in Irvine, CA

Brett Payne

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Branch Manager

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California State University, Fullerton
California State University, Fullerton
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Company Logo
California State University, Fullerton
California State University, Fullerton
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Reviews from Web
  • SFTP
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    Deborah F
    Salt Lake City, UT
    Posted on November 18th, 2025 04:48 PM
    There were unknown problems with the original title of my home and Brett was able to reveal the error so I could correct it. I appreciated his willingness to go the extra mile for me.
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    Silvino D
    Fort Washington, MD
    Posted on November 18th, 2025 03:59 PM
    Patient and very helpful
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    J
    Julie L
    Baltimore, MD
    Posted on November 14th, 2025 06:50 PM
    Brett was awesome--the whole re-fi was smooth and painless! I'll defiantly recommend him to anyone I know looking to do the same :)
  • SFTP
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    Doug S
    Hurricane, UT
    Posted on November 11th, 2025 05:41 PM
    Very responsive. Fast service.
  • SFTP
    J
    Jessie B
    Hooper, UT
    Posted on November 10th, 2025 03:33 PM
    Brett was easy to work with and very knowledgeable. He wasn't pushy to get him to work with him. His communication was great!
    Reply from Brett Payne
    June 29th, 2026 06:49 PM
    Thank you, I really appreciate your service, your trust and your business. VA IRRRL in 6 months!!! I am always here, just a text or a call away from getting loan updates!!!
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    Craig R
    Stratford, CT
    Posted on October 13th, 2025 03:28 PM
    he was easy to deal with
    Reply from Brett Payne
    June 29th, 2026 06:49 PM
    Thank you Craig, I am always here, just a text or a call away from getting loan updates!!!
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    Robert S
    North Chesterfield, VA
    Posted on October 2nd, 2025 03:38 PM
    We hace done business with Brett before with great outcomes ! We think Brett is the best and we will continue with him should we need to .
    Reply from Brett Payne
    June 29th, 2026 06:49 PM
    You are the man Robert!! Always here for you and best of luck to you with your fishing!!!
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    Robert S
    Nampa, ID
    Posted on September 30th, 2025 02:19 PM
    Brett was professional and kept us informed through the entire process.
    Reply from Brett Payne
    June 29th, 2026 06:49 PM
    Thank you, I really appreciate your trust and your business. I am always here, just a text or a call away from getting loan updates!!!
  • SFTP
    K
    Kathleen H
    Apopka, FL
    Posted on September 28th, 2025 11:59 PM
    Brett was totally awsome, we had been getting the run around for 2 months by Amerisave, Brett got everything worked out in professional and timely manner. Highly recommend him, and will use him again.
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    Kenya B
    Mililani, HI
    Posted on September 25th, 2025 02:50 PM
    Pleaaant easy to work with.
    Reply from Brett Payne
    June 29th, 2026 06:49 PM
    Thank you, I really appreciate your service, your trust and your business. We are talking in 5 months, loan in 6 and more savings for round 2!! I am always here, just a text or a call away from getting loan updates!!!
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    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
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    Education
    • California State University, Fullerton
      Finance
      Bachelor of Business Administration (BBA)
      California State University, Fullerton logo
    Positions
    • West Capital Lending - Branch Manager
      Dec 16th, 2024 - Current
    • LoanDepot - Production Manager
      Oct 31st, 2011 - Dec 12th, 2024
    View All
    Memberships
    • AIM Fitness Costa Mesa
    • Beachcities Community Church

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #211505; AZ, CA, CO, DE, FL, HI, ID, IA, KY, MD, ME, MN, OR, PA, TN, TX, UT, VA, WA, WY
    Gallery
    Brett Payne - Gallery Photo
    Brett Payne - Gallery Photo
    Awards
    Chairman's Elite -...
    Chairman's Elite -...
    Hobbies
    • Coaching Baseball
    • Getting to the gym or going on walks/hikes
    • Spending time at the beach with my crew
    • View All
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing