

Brett Payne
Branch Manager


California State University, Fullerton
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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There were unknown problems with the original title of my home and Brett was able to reveal the error so I could correct it. I appreciated his willingness to go the extra mile for me.
Patient and very helpful
Brett was awesome--the whole re-fi was smooth and painless! I'll defiantly recommend him to anyone I know looking to do the same :)
Very responsive. Fast service.
Brett was easy to work with and very knowledgeable. He wasn't pushy to get him to work with him. His communication was great!
Reply from Brett Payne
June 29th, 2026 06:49 PM
Thank you, I really appreciate your service, your trust and your business. VA IRRRL in 6 months!!! I am always here, just a text or a call away from getting loan updates!!!
he was easy to deal with
Reply from Brett Payne
June 29th, 2026 06:49 PM
Thank you Craig, I am always here, just a text or a call away from getting loan updates!!!
We hace done business with Brett before with great outcomes ! We think Brett is the best and we will continue with him should we need to .
Reply from Brett Payne
June 29th, 2026 06:49 PM
You are the man Robert!! Always here for you and best of luck to you with your fishing!!!
Brett was professional and kept us informed through the entire process.
Reply from Brett Payne
June 29th, 2026 06:49 PM
Thank you, I really appreciate your trust and your business. I am always here, just a text or a call away from getting loan updates!!!
Brett was totally awsome, we had been getting the run around for 2 months by Amerisave, Brett got everything worked out in professional and timely manner. Highly recommend him, and will use him again.
Pleaaant easy to work with.
Reply from Brett Payne
June 29th, 2026 06:49 PM
Thank you, I really appreciate your service, your trust and your business. We are talking in 5 months, loan in 6 and more savings for round 2!! I am always here, just a text or a call away from getting loan updates!!!
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
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Education
- California State University, FullertonFinanceBachelor of Business Administration (BBA)

Positions
- West Capital Lending - Branch ManagerDec 16th, 2024 - Current
- LoanDepot - Production ManagerOct 31st, 2011 - Dec 12th, 2024
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Memberships
- AIM Fitness Costa Mesa
- Beachcities Community Church
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #211505; AZ, CA, CO, DE, FL, HI, ID, IA, KY, MD, ME, MN, OR, PA, TN, TX, UT, VA, WA, WY
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Awards
Chairman's Elite -...
Chairman's Elite -...
Hobbies
- Coaching Baseball
- Getting to the gym or going on walks/hikes
- Spending time at the beach with my crew
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing