

Bobby Matthews - Lower Mortgage
VP, Branch Manager | NMLS# 1130741

I’ve proudly served clients in the mortgage industry since 2013 and genuinely love helping people achieve their homeownership and financial goals. I work with a wide range of borrowers, from first-time buyers needing guidance to clients wit... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Better communications, understanding the process
The mix-up with how much money to bring during closing really sent me for a loop, but we were able to agree. There were a couple of times when there was no communication.
Reply from Bobby Matthews
February 3rd, 2026 05:01 PM
Bryant, I'm glad we were able to reach an agreement, but I understand how frustrating the mix-up at closing must have been for you. Communication is important, and I'm sorry for any gaps you experienced. I'll be sure to address this moving...
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Bobby and his team made my first-time homebuying experience an amazing one. Communication was excellent and every question I had was answered promptly and clearly. The process was smooth, and their online portal was easy to navigate and understand,...
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Reply from Bobby Matthews
January 16th, 2026 05:42 PM
Thank you, Brandon, for sharing your experience. I'm truly pleased to hear that you felt supported and informed throughout your homebuying journey. Ensuring clear communication and a smooth process is always my goal, and it's rewarding to know...
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very helpful and tried to make it a smooth process
Reply from Bobby Matthews
January 16th, 2026 05:42 PM
I'm glad to hear that you found the process smooth and helpful. It was a pleasure to assist you, Prince and Nicole, I appreciate your feedback. If there's anything else you need in the future, please don't hesitate to reach out.
Bobby, Juliann, and Jeremy were great to work with and ensured I was firmly aware of all aspects of the process less and documentation.
Reply from Bobby Matthews
January 9th, 2026 07:56 PM
Carey, thank you for your review I really appreciate it - it was a pleasure working with you!
Bobby was available every time I reached out and he was willing to explain any questions I had. He walked me through every step of the way. He provide great customer service.
Reply from Bobby Matthews
January 9th, 2026 09:49 PM
It’s really encouraging to hear that you found value in the support I provided, Crayonnia. I’m glad I could assist you with every step and answer all your questions. If there’s anything more you need in the future, please feel free to reach...
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I've heard many horror stories on home buying processes. Bobby and his team were amazing and made the home process truly amazing and stressfu. I've already referred people.
Reply from Bobby Matthews
January 9th, 2026 09:49 PM
Hi, Latoyar. It's wonderful to hear that your home buying experience was smooth and straightforward. I appreciate you sharing your positive experience and referring others—it means a lot. If you or your friends need any further assistance,...
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Bobby Matthews and his team did an amazing job at helping us get our first home. He was concise and straight to the point. We had no issues when it came to our questions being answered and everyone on the team seemed to sincerely care for our...
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Reply from Bobby Matthews Mortgage Group - NML...
January 25th, 2025 12:50 PM
Thank you so much for your review Bryce, it was a pleasure working with you!
Bobby is so knowledgeable and great at what he does! Purchasing a home can be stressful but he made the process smooth for my clients who were first time homebuyers.
Reply from Bobby Matthews
January 16th, 2026 03:41 PM
Thank you so much, Sylvia! I am honored that you and your clients had such a positive experience. I am grateful to have been able to help make the home-buying process easier.
Easy going and responsive
Reply from Bobby Matthews
January 16th, 2026 03:41 PM
Thank you so much, Benjamin! Your 5-star rating and kind words mean a lot to me and the team. It's our mission to make the mortgage process as easy and responsive as possible, and I'm glad we were able to do that for you.
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About
I’ve proudly served clients in the mortgage industry since 2013 and genuinely love helping people achieve their homeownership and financial goals. I work with a wide range of borrowers, from first-time buyers needing guidance to clients with complex financial profiles. Our team offers a full suite of loan programs for purchases, refinances, upgrades, and investments, with strategies tailored to each client’s goals. We take pride in providing a smooth, transparent process and, most importantly, closing on time. I’m fortunate to work alongside an incredible team, including my loan assistant, Julieanne Dean, who shares our commitment to exceptional service and attention to detail.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
USDA Loans
Non-QM
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Memberships
- Alpha Phi Alpha Fraternity, Inc.
- Mortgage Bankers Association
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2013
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1130741
Achievements
- Mortgage Future Leaders Graduate
- Top Producer 2017-Current
- President's Club
Hobbies
- Music
- Family
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.