Bobby Matthews - Lower Mortgage
VP, Branch Manager | NMLS# 1130741
I’ve proudly served clients in the mortgage industry since 2013 and genuinely love helping people achieve their homeownership and financial goals. I work with a wide range of borrowers, from first-time buyers needing guidance to clients wit... Show More
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9 AM to 5 PM
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Reviews from Web
Bobby was diligent, knowledgeable, and patient. He helped me receive good rates, answered all of my questions, and simplified the process. I highly recommend Bobby for anyone trying to purchase a home.
Reply from Bobby Matthews
January 16th, 2026 03:41 PM
Thank you so much Laterria for taking the time to review my services. I appreciate your kind words and am glad to hear that I was able to help make the process of purchasing a home easier for you. I am committed to providing all my customers...
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The overall customer service and professionalism of Bobby made it great!!
Reply from Bobby Matthews
January 16th, 2026 03:41 PM
Thank you so much Patrice for your kind words! I really appreciate you taking the time to leave such a great review. I'm glad I was able to help make your experience a great one!
Bobby was professional and very nice each time I spoke with him. He was never too busy to return a call or answer any question that I had and I had plenty. He is so knowledgeable about the lending process and walked me through it step by step....
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Reply from Bobby Matthews
January 16th, 2026 03:41 PM
I am humbled and thankful for your kind words, Camara. It was my pleasure to help you navigate the lending process and I'm so glad that you had a smooth experience. Thank you for taking the time to share your thoughts.
GREAT !!! 👍 👌🏼 🥰❤💣
Reply from Bobby Matthews
January 16th, 2026 03:41 PM
Thank you, Patricia, for your kind words and 5-star review! I'm so glad to hear that I was able to provide you with a great experience.
Bobby is always professional and timely. His communication is superb. He always responds in a timely fashion and his assistant makes communication seamless.
Reply from Bobby Matthews
January 16th, 2026 03:41 PM
Thank you so much, Danielle Nicole Carter, for taking the time to review and for your kind words.
Bobby and his team communicated well and was efficient throughout the process. I will definitely use him again and will refer him to family and friends.
Reply from Bobby Matthews
January 16th, 2026 03:41 PM
Thank you for taking the time to leave me a 5-star review, Patrick! I'm so glad that I was able to be of assistance throughout the process and that you were satisfied with the service that I provided. It's truly appreciated that you would refer...
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Great Service
Would definitely recommend.
Reply from Bobby Matthews
January 16th, 2026 03:41 PM
Thank you so much for the 5-star rating, Michael! I'm so glad to hear that we provided you with great service. It was a pleasure working with you and I hope you'll think of us in the future for all your mortgage needs.
Bobby and his team were very efficient. Their response time was superb and questions were answered with clarity.
Reply from Bobby Matthews
January 16th, 2026 03:41 PM
Thank you for the kind words, Dontaveous! I'm glad that my team and I could provide you with a great experience. We appreciate your 5 star rating and look forward to helping you again in the future. - Bobby Matthews Jr
Bobby and Juliann were a breath of fresh air to work with. Both communicate well. Knowledgeable and helpful with our questions throughout the entire process.
Reply from Bobby Matthews
January 16th, 2026 03:41 PM
Christopher, thank you so much for taking the time to leave a review about my experience. I'm so pleased to hear that you found me and Juliann to be knowledgeable and helpful throughout the process. Providing great customer service is my top...
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Their commitment to see the transaction through!
Reply from Bobby Matthews
January 16th, 2026 03:41 PM
Thank you so much for your kind words, NaKeisha! I was so glad to be able to help you and I'm glad to know that you were satisfied with the commitment of my team. Thank you for your trust and your support.
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About
I’ve proudly served clients in the mortgage industry since 2013 and genuinely love helping people achieve their homeownership and financial goals. I work with a wide range of borrowers, from first-time buyers needing guidance to clients with complex financial profiles. Our team offers a full suite of loan programs for purchases, refinances, upgrades, and investments, with strategies tailored to each client’s goals. We take pride in providing a smooth, transparent process and, most importantly, closing on time. I’m fortunate to work alongside an incredible team, including my loan assistant, Julieanne Dean, who shares our commitment to exceptional service and attention to detail.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
USDA Loans
Non-QM
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Memberships
- Alpha Phi Alpha Fraternity, Inc.
- Mortgage Bankers Association
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2013
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1130741
Achievements
- Mortgage Future Leaders Graduate
- Top Producer 2017-Current
- President's Club
Hobbies
- Music
- Family
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.