Bobby Matthews - Lower Mortgage
VP, Branch Manager | NMLS# 1130741
I’ve proudly served clients in the mortgage industry since 2013 and genuinely love helping people achieve their homeownership and financial goals. I work with a wide range of borrowers, from first-time buyers needing guidance to clients wit... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Bobby Matthews was helpful knowledgeable about his job didn't wait till the last minute to work for me or any paperwork that I needed and it was an overall great experience with him
By far the smoothest and most professional process I’ve ever had in my home buying experience! Bobby is very knowledgeable and always just a call away when needed! Thanks again for everything!
By far the smoothest and most professional process I’ve ever had in my home buying experience! Bobby is very knowledgeable and always just a call away when needed! Thanks again for everything!
Reply from Dennis Wayne
September 29th, 2026 02:46 AM
Hey Danielle. You look very beautiful and I really love your profile. You seem like a kind and wonderful woman and I would love to get to know you better. Something about your smile and the way you present yourself caught my attention. If you...
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I had an excellent experience working with Bobby as my Loan Officer. He was thorough, professional, and kept me up-to-date on any changes throughout the whole process. He is a very honest and caring person. I would recommend him to anyone that...
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Bobby Matthews is very professional and ensures a successful closing.
Bobby Matthews is very professional and ensures a successful closing.
I cannot say enough good things about Bobby and First Bank. He was recommended through a friend and she was spot on. He is one of the most professional and caring people I have encountered in this industry. He helped us figure out a refi mess...
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I cannot say enough good things about Bobby and First Bank. He was recommended through a friend and she was spot on. He is one of the most professional and caring people i have encountered in this industry. He helped us figure out a refi mess...
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Reply from Owner
April 14th, 2026 12:00 AM
Thank you for your review!
Bobby made the mortgage process as easy as could be. He was knowledgable and when I had a question, he responded immediately. When I was lost in the process, he was sure to let me know where we were in the process and he made sure I understood.I...
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Reply from Owner
August 6th, 2015 12:00 AM
Thank you James and Karen, you both were great people to work with enjoy your new home.Cheers,Bobby Matthews
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About
I’ve proudly served clients in the mortgage industry since 2013 and genuinely love helping people achieve their homeownership and financial goals. I work with a wide range of borrowers, from first-time buyers needing guidance to clients with complex financial profiles. Our team offers a full suite of loan programs for purchases, refinances, upgrades, and investments, with strategies tailored to each client’s goals. We take pride in providing a smooth, transparent process and, most importantly, closing on time. I’m fortunate to work alongside an incredible team, including my loan assistant, Julieanne Dean, who shares our commitment to exceptional service and attention to detail.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
USDA Loans
Non-QM
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Memberships
- Alpha Phi Alpha Fraternity, Inc.
- Mortgage Bankers Association
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2013
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1130741
Achievements
- Mortgage Future Leaders Graduate
- Top Producer 2017-Current
- President's Club
Hobbies
- Music
- Family
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.