Bobby Matthews - Lower Mortgage
VP, Branch Manager | NMLS# 1130741
I’ve proudly served clients in the mortgage industry since 2013 and genuinely love helping people achieve their homeownership and financial goals. I work with a wide range of borrowers, from first-time buyers needing guidance to clients wit... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Here’s a polished and clear version of your comment:Mr. Matthews and his team were very thorough and consistently available to answer my questions. As a first-time homebuyer, they walked me through every section of my documents to ensure I...
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Reply from Bobby Matthews
April 7th, 2026 07:18 PM
Thank you for your review, Michelle! I enjoyed explaining the details of the buying process and seeing your plan come together. I hope you enjoy your new home, I thoroughly enjoyed working with you!
Bobby and his team did an awesome job. Boby was very professional. Anytime I had a question he responded in a timely manner, and was able to break it down pieve by piece. Being a first time homebuyer, I came in extremely nervous, but he made...
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Reply from Bobby Matthews
April 1st, 2026 03:56 PM
Thank you for your kind words, Alexis! I am truly grateful for the opportunity to work with you on your new home purchase. Congratulations on your new home!
Bobby and his team did an awesome job. Boby was very professional. Anytime I had a question he responded in a timely manner, and was able to break it down piece by piece. Being a first time homebuyer, I came in extremely nervous, but he made...
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Reply from Owner
April 14th, 2026 12:00 AM
Thank you for your wonderful review, Alexis! Thank you for allowing us to assist you with your new home purchase!
Thank you so much for walking me thru this process!
Reply from Bobby Matthews
March 30th, 2026 03:16 PM
I'm happy to hear that the guidance was helpful to you, Finesse! If you have any more questions or need further assistance, feel free to reach out.
Bobby and his team have been great. Prompt responses, & willingness to educate a first time home buyer ! He made to do what was right for me & not to just make more off of me! I also app just being able to ask questions that i may should've...
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Reply from Bobby Matthews
March 30th, 2026 03:15 PM
I'm glad to hear about your positive experience, Janise. It's great to know that you felt supported and informed throughout the process. Assisting first-time home buyers is something we truly value, and it's important to me that you're comfortable...
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You guys are very interpersonal and very relatable. Made me sure my family and I understood completely what we were getting into. And made it extremely easy for us to understand.
Reply from Bobby Matthews
March 30th, 2026 03:19 PM
I'm happy to hear that your experience was positive and that you and your family understood the process clearly. It's important to me that my clients feel comfortable and informed every step of the way. Thank you for your kind words, David....
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Bobby was very professional as well as his staff. I'm very happy with the service he provided and the simplicity of this monumental moment. If given the opportunity I would work with him again.
Reply from Owner
April 14th, 2026 12:00 AM
Thank you for your review, David! Congrats on your new home - it was a pleasure working with you!
Bobby Matthews was amazing to work with when purchasing our first home as a married couple. He was very professional and was great with communication. Whenever we had a question, he was available. We would work with Bobby again and would definitely...
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Reply from Bobby Matthews
March 24th, 2026 06:59 PM
Thank you! Knowing that you had a positive experience means a lot to me. Thank you for your kind words and the confidence you've shown in recommending my services. If there's anything else I can do, please feel free to reach out!
Working with Mr. Bobby Matthews and his team was truly an outstanding experience. From the very beginning, they demonstrated professionalism, dedication, and a genuine commitment to making the home-buying process as smooth as possible. Purchasing...
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Reply from Bobby Matthews
February 23rd, 2026 09:06 PM
Marquis, I truly appreciate your kind words and the time you took to share your experience. It means a lot to know that you found the home-buying process smooth and stress-free. Thank you for recommending me, and I’m excited about the opportunity...
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Bobby make the process go smother them what you spect.
Reply from Bobby Matthews
February 3rd, 2026 04:58 PM
I'm pleased to hear that you found the process smoother than expected, Pedro. Thank you for your kind words and for choosing Lower. If there's anything more I can do for you, feel free to reach out. All the best to you and the Reyes team!
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About
I’ve proudly served clients in the mortgage industry since 2013 and genuinely love helping people achieve their homeownership and financial goals. I work with a wide range of borrowers, from first-time buyers needing guidance to clients with complex financial profiles. Our team offers a full suite of loan programs for purchases, refinances, upgrades, and investments, with strategies tailored to each client’s goals. We take pride in providing a smooth, transparent process and, most importantly, closing on time. I’m fortunate to work alongside an incredible team, including my loan assistant, Julieanne Dean, who shares our commitment to exceptional service and attention to detail.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
USDA Loans
Non-QM
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Memberships
- Alpha Phi Alpha Fraternity, Inc.
- Mortgage Bankers Association
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2013
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1130741
Achievements
- Mortgage Future Leaders Graduate
- Top Producer 2017-Current
- President's Club
Hobbies
- Music
- Family
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.