Bobby Matthews - Lower Mortgage
VP, Branch Manager | NMLS# 1130741
I’ve proudly served clients in the mortgage industry since 2013 and genuinely love helping people achieve their homeownership and financial goals. I work with a wide range of borrowers, from first-time buyers needing guidance to clients wit... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Bobby is the only one there that was helpful and responsive. The rest of staff was lacking in knowledge and accessibility.
Reply from Bobby Matthews
July 1st, 2026 10:23 PM
Lawrence, I appreciate your feedback and am pleased to hear that you found my assistance helpful and responsive. I'm sorry to learn that you experienced difficulties with the rest of the staff. Please reach out to me directly if there's anything...
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Working with Bobby was an outstanding experience from start to finish. He is incredibly knowledgeable, efficient, and transparent, and he made what could have been a stressful process feel manageable every step of the way.No matter how many...
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Reply from Owner
July 1st, 2026 12:00 AM
Thank you for your review! I truly appreciate you allowing me to assist you with your home purchase. I look forward to working with you again. Along with your friends and family!
Bobby was great however I don't think the people he worked with communicated with him abx that was a problem with them not Bobby.
Reply from Bobby Matthews
July 1st, 2026 10:24 PM
Sheryl, thank you for your feedback. I'm pleased to hear that you had a positive experience working with me, though I'm sorry to learn about the communication issues. Please reach out to me directly if there's anything further you'd like to...
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Working with Mr. Bobby Matthews and his team was truly an outstanding experience. From the very beginning, they demonstrated professionalism, dedication, and a genuine commitment to making the home-buying process as smooth as possible. Purchasing...
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Reply from Bobby Matthews
July 1st, 2026 10:24 PM
Marquis, I'm thankful for your generous review and kind words. It's great to hear that the communication and support provided made the home-buying process smooth and stress-free for you. Your recommendation means a lot, and I'm pleased to have...
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Bobby is incredibly efficient, thorough, and knowledgeable. From start to finish, he maintained excellent communication and was transparent throughout the entire process. Whenever I had questions, he was patient, took the time to explain everything...
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Reply from Bobby Matthews
July 1st, 2026 10:23 PM
Antoinette, I appreciate your kind words and am glad that you found my communication and transparency helpful throughout the process. It's nice to know that my approach made your experience smooth and manageable. Thank you for considering me...
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Bobby was absolutely incredible throughout our entire home‑buying process. He was professional, patient, and genuinely made us feel like our dream of becoming homeowners was his top priority. His communication was always clear, and he took...
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Reply from Bobby Matthews
June 24th, 2026 05:38 PM
Tysha, I'm glad to hear that you felt supported and prioritized throughout your home-buying journey. It's wonderful to know my communication and patience made a positive impact. Thank you for sharing your experience, and I'm grateful for the...
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Bobby was absolutely incredible throughout our entire home‑buying process. He was professional, patient, and genuinely made us feel like our dream of becoming homeowners was his top priority. His communication was always clear, and he took...
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Reply from Owner
July 1st, 2026 12:00 AM
Thank you for allowing me to assist you with your new home purchase! I look forward to working with you again along with your friends and family in the future!
When I first reached out to Bobby, I was ready to move to Tennessee, but some things happened and the timing didn’t work out right away. About a month later, everything finally fell into place, and I was able to reach back out to him. Both...
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Reply from Bobby Matthews
June 15th, 2026 07:49 PM
Mary, thank you for your wonderful review! It was a pleasure working with you and helping you achieve your goal of homeownership. Please let your friends and family know that we are available to help them as well! All the best to you!
Bobby and his team were a pleasure to work with!
Reply from Bobby Matthews
June 8th, 2026 02:26 PM
Thank you for your review, Shewonda and congratulations on your new home! Please share my information with your family and friends interested in purchasing or refinancing their home. Thanks!
He was attentive to everything and explained the whole process to me.
Reply from Bobby Matthews
June 8th, 2026 02:27 PM
Thank you for your review, Federico! Please share my information with your family and friends interested in purchasing or refinancing their home. Thanks!
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About
I’ve proudly served clients in the mortgage industry since 2013 and genuinely love helping people achieve their homeownership and financial goals. I work with a wide range of borrowers, from first-time buyers needing guidance to clients with complex financial profiles. Our team offers a full suite of loan programs for purchases, refinances, upgrades, and investments, with strategies tailored to each client’s goals. We take pride in providing a smooth, transparent process and, most importantly, closing on time. I’m fortunate to work alongside an incredible team, including my loan assistant, Julieanne Dean, who shares our commitment to exceptional service and attention to detail.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
USDA Loans
Non-QM
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Memberships
- Alpha Phi Alpha Fraternity, Inc.
- Mortgage Bankers Association
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2013
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1130741
Achievements
- Mortgage Future Leaders Graduate
- Top Producer 2017-Current
- President's Club
Hobbies
- Music
- Family
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.