Bobby Matthews - Lower Mortgage 's Cover Image
Bobby Matthews - Lower Mortgage  - VP, Branch Manager | NMLS# 1130741 in Antioch, TN

Bobby Matthews - Lower Mortgage

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VP, Branch Manager | NMLS# 1130741

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I’ve proudly served clients in the mortgage industry since 2013 and genuinely love helping people achieve their homeownership and financial goals. I work with a wide range of borrowers, from first-time buyers needing guidance to clients wit... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • SFTP
    J
    Jamal J
    Atlanta, GA
    Posted on July 17th, 2022 02:21 PM
    Great service!
    Reply from Bobby Matthews
    January 16th, 2026 03:41 PM
    Thanks Jamal, it was great working with you!
  • SFTP
    C
    Clarice G
    Antioch, TN
    Posted on July 16th, 2022 04:08 PM
    Bobby is very knowledgeable regarding the concerns and questions I had regarding the home buying process. He never pushed or rushed me at any point. His level of service was specific to my needs questions and concerns. He was able to guide...
    read more
    Reply from Bobby Matthews
    January 16th, 2026 03:41 PM
    Thank you for your review Clarice, I hope you are enjoying your new home!
  • SFTP
    M
    Monique H
    Clarksville, TN
    Posted on July 16th, 2022 01:28 PM
    Bobby is a great communicator and very knowledgeable of the process.
    Reply from Bobby Matthews
    January 16th, 2026 03:41 PM
    Thank you for your review, Monique it was great working with you!
  • SFTP
    K
    Kanta C
    Brookhaven, GA
    Posted on July 9th, 2022 03:20 PM
    Smooth process
    Reply from Bobby Matthews
    January 16th, 2026 03:41 PM
    Thank you for your review!
  • SFTP
    T
    Talene A
    Clarksville, TN
    Posted on July 8th, 2022 03:05 PM
    Bobby always answered my questions in a timely manner. He explained the process so I understood the process. He definitely went the extra mile.
    Reply from Bobby Matthews
    January 16th, 2026 03:41 PM
    Thank you, Talene - I really enjoyed working with you! Enjoy your new home.
  • SFTP
    T
    Tim C
    Franklin, TN
    Posted on July 8th, 2022 01:56 PM
    Bobby is awesome
    Reply from Bobby Matthews
    January 16th, 2026 03:41 PM
    Thank you Tim! It was great working with you.
  • SFTP
    B
    Belinda M
    Dyersburg, TN
    Posted on July 8th, 2022 10:07 AM
    Bobby was very knowledgeable and pleasant to work with.
    Reply from Bobby Matthews
    January 16th, 2026 03:41 PM
    Thank you for your review, it was an honor working with you on your purchase.
  • SFTP
    A
    Ariel M
    Murfreesboro, TN
    Posted on July 7th, 2022 01:50 PM
    Bobby was attentive and communicative throughout our entire lending process. He answered any questions I had, and was very pleasant to work with.
    Reply from Bobby Matthews
    January 16th, 2026 03:41 PM
    Thank you for your review Ariel, I enjoyed working with you on your new home purchase!
  • SFTP
    E
    Eboni G
    Gallatin, TN
    Posted on July 5th, 2022 01:23 PM
    Bobby and his team made my home buying experience GREAT!! Anytime I had questions about the breakdown of my loan, closing cost, interest rate, etc, they were ALWAYS there to help and responded in a timely manner. I can’t wait to work with Bobby...
    read more
    Reply from Bobby Matthews
    January 16th, 2026 03:41 PM
    Thank you Eboni! I'm so proud of you for purchasing your new home! Congrats and enjoy:-)
  • SFTP
    D
    Dionne H
    Clarksville, TN
    Posted on July 5th, 2022 01:19 PM
    Very responsive and thorough
    Reply from Bobby Matthews
    January 16th, 2026 03:41 PM
    Thank you for your review Dionne, it's always great working with you!
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    About
    I’ve proudly served clients in the mortgage industry since 2013 and genuinely love helping people achieve their homeownership and financial goals. I work with a wide range of borrowers, from first-time buyers needing guidance to clients with complex financial profiles. Our team offers a full suite of loan programs for purchases, refinances, upgrades, and investments, with strategies tailored to each client’s goals. We take pride in providing a smooth, transparent process and, most importantly, closing on time. I’m fortunate to work alongside an incredible team, including my loan assistant, Julieanne Dean, who shares our commitment to exceptional service and attention to detail.
    Products & Services
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    USDA Loans
    Non-QM
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    Memberships
    • Alpha Phi Alpha Fraternity, Inc.
    • Mortgage Bankers Association
    • NMLS
    • View All
    Addresses and Serving Areas

    Year Started

    2013

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1130741
    Achievements
    • Mortgage Future Leaders Graduate
    • Top Producer 2017-Current
    • President's Club
    Hobbies
    • Music
    • Family
    • Sports
    • View All
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.