Bobby Matthews - Lower Mortgage
VP, Branch Manager | NMLS# 1130741
I’ve proudly served clients in the mortgage industry since 2013 and genuinely love helping people achieve their homeownership and financial goals. I work with a wide range of borrowers, from first-time buyers needing guidance to clients wit... Show More
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9 AM to 5 PM
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Reviews from Web
* Speed- we were able to close within 30 days
* Response- always responded to my email in a timely manner
* Professionalism- extremely professional, helpful and friendly
Reply from Bobby Matthews
January 16th, 2026 03:41 PM
Thank you for your review Rick, we appreciate your trust in us to get the job done!
Bobby and his team are superior at helping their clients move through the lending process by providing weekly updates. Bobby also attends closings in person to support his clients on their special day.
Reply from Bobby Matthews
January 16th, 2026 03:41 PM
Thank you for your review Ruthene, I'm so happy we were able to help them achieve their goal!
Bobby was able to see future changes by the federal government that were coming down the pipeline. His quick thinking helped to save me in the long run. I would recommend him to anyone looking to purchase a home!
Reply from Bobby Matthews
January 16th, 2026 03:41 PM
Thank you for your review - it was a honor helping you with your new home purchase. Best of luck to you and your family!
Bobby had excellent communication. No matter what questions I had I could expect a prompt response. I had many many questions being a first time homebuyer and Bobby made me feel comfortable enough to ask questions no matter how big or small....
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Reply from Bobby Matthews
January 16th, 2026 03:41 PM
Thank you for your review Kennetha, congratulations on you new home it was great working with you!
Bobby was straight forward and always timely. I had a time crunch from the seller and Bobby was able to pull some strings in helping us get a timely appraisal in the current market and meet our tight timeline to close. Thanks Bobby! Until next...
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Reply from Bobby Matthews
January 16th, 2026 03:41 PM
Thanks for your review Chuncey, congrats again on your new home!
Keep me updated throughout the many changes regarding rates and my clients approved eligible status.
Reply from Bobby Matthews
January 16th, 2026 03:41 PM
Thank you for you review Shari, it was great working with you on this deal!
Bobby got the job done!
Reply from Bobby Matthews
January 16th, 2026 03:41 PM
Thank you for your review! Congrats on your new home.
Bobby & his team was Exceptional! He communicated with us Every step along the process in a timely fashion. This is our second time working with him & both were the quickest we've ever closed! Bobby is a rare find!! THANK YOU Bobby for your...
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Reply from Bobby Matthews
January 16th, 2026 03:41 PM
Thank you for your review DeLisa, I look forward to working with you again!
Bobby and his team were very responsive and always serve my clients well. Thank you!
Reply from Bobby Matthews
January 16th, 2026 03:41 PM
Thank you Daniel, it was a pleasure helping you with this deal!
Communication and ease of the buying process was amazing!!
Reply from Bobby Matthews
January 16th, 2026 03:41 PM
Thank you for your review Megan congratulations on your new home!
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About
I’ve proudly served clients in the mortgage industry since 2013 and genuinely love helping people achieve their homeownership and financial goals. I work with a wide range of borrowers, from first-time buyers needing guidance to clients with complex financial profiles. Our team offers a full suite of loan programs for purchases, refinances, upgrades, and investments, with strategies tailored to each client’s goals. We take pride in providing a smooth, transparent process and, most importantly, closing on time. I’m fortunate to work alongside an incredible team, including my loan assistant, Julieanne Dean, who shares our commitment to exceptional service and attention to detail.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
USDA Loans
Non-QM
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Memberships
- Alpha Phi Alpha Fraternity, Inc.
- Mortgage Bankers Association
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2013
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1130741
Achievements
- Mortgage Future Leaders Graduate
- Top Producer 2017-Current
- President's Club
Hobbies
- Music
- Family
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.