Bobby Matthews - Lower Mortgage
VP, Branch Manager | NMLS# 1130741
I’ve proudly served clients in the mortgage industry since 2013 and genuinely love helping people achieve their homeownership and financial goals. I work with a wide range of borrowers, from first-time buyers needing guidance to clients wit... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Bobby was extremely helpful and easily accessible.
Reply from Bobby Matthews
January 16th, 2026 03:41 PM
Thank you for your review Brian! It was great working with you, please let us know if you need anything.
Bobby and his team did a great job getting our client cleared to closed!
Reply from Bobby Matthews
January 16th, 2026 03:41 PM
Thank you for your review Charlotte, it was great to work with you!
Bobby was very personable and extremely knowledgeable. He also took the time to really make sure we fully understood all the terms and broke them down into digestible lingo. We’ve already recommended him to several individuals. Simply a fantastic...
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Reply from Bobby Matthews
January 16th, 2026 03:41 PM
Thank you for your review Rochelle, I really appreciate your kind words and trust in me to guide you through this process!
Everywhere they work hard to give me a house and I appreciate the hard work and the patient Bobby you the man
Reply from Bobby Matthews
January 16th, 2026 03:41 PM
Thank you for your review Keith, it was great working with you congrats on your new home!
Customer service
Reply from Bobby Matthews
January 16th, 2026 03:41 PM
Thank you for your review it was great working with you!
I actually worked directly with Jeffrey Sanderlin. He was very knowledgeable and personable with us and his professionalism is an experience to be had.
Reply from Bobby Matthews
January 16th, 2026 03:41 PM
Thank you for your trust in Jeffrey and the team to get the job done!
Amazing team. Bobby helped guide me through the loan process and was there to answer all my questions timely and efficiently. Couldn’t have asked for anything better.
Reply from Bobby Matthews
January 16th, 2026 03:41 PM
Thank you for your review Cierra, it was great working with you!
Amazing service
Reply from Bobby Matthews
January 16th, 2026 03:41 PM
Thank you for your review it was a pleasure working with you!
Bobby is on top of things, very responsive, and knowledgeable
Reply from Bobby Matthews
January 16th, 2026 03:41 PM
Thank you for your review Jeri!
Bobby make the financial side easy. I always feel confident that we are going to close.
Reply from Bobby Matthews
January 16th, 2026 03:41 PM
Thank you for your review Antoinette!
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About
I’ve proudly served clients in the mortgage industry since 2013 and genuinely love helping people achieve their homeownership and financial goals. I work with a wide range of borrowers, from first-time buyers needing guidance to clients with complex financial profiles. Our team offers a full suite of loan programs for purchases, refinances, upgrades, and investments, with strategies tailored to each client’s goals. We take pride in providing a smooth, transparent process and, most importantly, closing on time. I’m fortunate to work alongside an incredible team, including my loan assistant, Julieanne Dean, who shares our commitment to exceptional service and attention to detail.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
USDA Loans
Non-QM
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Memberships
- Alpha Phi Alpha Fraternity, Inc.
- Mortgage Bankers Association
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2013
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1130741
Achievements
- Mortgage Future Leaders Graduate
- Top Producer 2017-Current
- President's Club
Hobbies
- Music
- Family
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.