
Bill Baralt
Mortgage Loan Advisor | NMLS# 372335

Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Bill was super helpful explaining all of our options. He also had an answer for any question we threw his way.
Bill was incredibly knowledgeable and guided me through every step of the process with professionalism and patience. We couldn't have closed on our house without him.
Bill was very knowledgeable, communicative, and transparent with all steps of the process.
I will be a repeat customer because of Bill
Very understanding . Always helped with all the questions we had and would keep us updated with all information.
Bill was a pleasure to work with and took the time to make sure I understood everything clearly each step of the way. I will definitely recommend him to anyone I know purchasing a home.
I would highly recommend McCaughan Home Lending. Bill did an excellent job with explaining the reverse mortgage process. He was very professional, patient and always answered my questions in a timely manner. It was a great experience working...
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Bill is excellent. He is professional, personable and explained the process in an easy and concise way, to make everything understandable regarding the reverse mortgage. He answered all my questions in a timely manner. I would definitely recommend...
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Bill himself made it great! Was readily available at any time. Answered all questions, soothed my jangled nerves. He is a true people person. Cannot say enough positive things about him. Thank you Bill, a million times!
Bill makes the home buying process great! I have bought all seven of my houses through Bill. I have referred friends and family to him. Everyone says he is great at explaining the home buying process and everything needed to qualify for a mortgage....
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About
Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice.
If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
Our Mortgage Loan Officers
Products & Services
Mortgage Loan Officer
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Positions
- McCaughan Home Lending dba Lower LLC - Senior Loan OfficerJan 1st, 2013 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 372335
- Branch NMLS# 2385862
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.