Bill Baralt
Mortgage Loan Advisor | NMLS# 372335
Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Bill was such a grea Mortgage Loan Advisor to work with! Super friendly, easy to get a hold of, super knowledgeable and always willing to walk us through documents/review any questions we had. 10/10 would recommend to anyone in the market for...
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Reply from Bill Baralt
August 18th, 2026 02:35 PM
Eric, I'm glad to hear that you found working with me to be a positive experience. It's great to know that my availability and knowledge were helpful in navigating your home purchase. Thank you for your kind recommendation!
Bill is just a great guy answers all our questions and is very helpful to me and my wife i have been using bill for 10n years now on 4 differnt houses and he has be the so helpful on every house loan
Reply from Bill Baralt
August 12th, 2026 08:34 PM
Adam, I appreciate your long-standing trust and am glad to have been helpful with each of your house loans over the years. It's great to know that you and your wife find the support and answers I provide valuable. Thank you for sharing your...
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He was always there to provide us with accurate info on a timely basis
Reply from Bill Baralt
August 3rd, 2026 06:20 PM
Timothy, I'm grateful to hear that you valued the timely and accurate information I provided. If you have any further questions or need assistance in the future, please feel free to reach out.
Bill made every step easy and was straightforward to work with. It was obvious he was well-read and intelligent about everything to do with the lending process.
Reply from Bill Baralt
April 27th, 2026 02:55 PM
Ethan, I appreciate your kind words and am glad to hear that you found the process easy and straightforward. It's great to know my knowledge of the lending process was beneficial for you. If you ever have more questions or need assistance,...
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Bill did a wonderful job explaining the process and being supportive and responsive the entire time. We appreciate him and the service he provided.
- Olivia Ickes
Reply from Bill Baralt
April 13th, 2026 06:50 PM
Olivia, I'm happy to hear that you found my explanations and support helpful throughout the process. Your appreciation means a lot to me. If you have any further questions or need assistance in the future, please feel free to reach out.
Very knowledgeable and communicative
Reply from Bill Baralt
April 10th, 2026 07:10 PM
Kristen, I'm pleased to know you found my communication and knowledge helpful. If there's anything more you need or if any questions arise, please don't hesitate to reach out.
Not available
Reply from Bill Baralt
April 2nd, 2026 08:48 PM
Thank you for your feedback. If there's anything you'd like to discuss or share further, please feel free to reach out.
Bill was absolutely wonderful to work with. He made the buying process very easy and a pleasure to buy my home. Very grateful to have work with him.
Reply from Bill Baralt
March 16th, 2026 07:34 PM
I'm really glad to hear that the buying process was easy and enjoyable for you, Chad. It was my pleasure to work with you as well. If there's anything else you need or any questions that come up in the future, don't hesitate to reach out.
We recently worked with Bill on our mortgage loan, and the experience was outstanding from start to finish. Bill was professional, organized, and incredibly knowledgeable throughout the entire process. He took the time to explain everything...
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Reply from Bill Baralt
March 9th, 2026 04:48 PM
It's encouraging to know that the process was well-managed and less stressful for you, Jerome. I'm happy to hear that my attention to detail and dedication made a positive impact during your mortgage loan experience. Your recommendation means...
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Bill was great to work with. He was very knowledgeable, helpful, and always available for questions. He made the loan processs as smooth as possible.
Reply from Bill Baralt
March 3rd, 2026 02:14 PM
It's nice to know that the loan process went smoothly for you, Eric. I appreciate your feedback on my availability and expertise throughout our work together. If any questions arise in the future, please feel free to get in touch.
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About
Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice.
If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
Our Mortgage Loan Officers
Products & Services
Mortgage Loan Officer
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Positions
- McCaughan Home Lending dba Lower LLC - Senior Loan OfficerJan 1st, 2013 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 372335
- Branch NMLS# 2385862
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.