
Bill Baralt
Mortgage Loan Advisor | NMLS# 372335

Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Bill goes above and beyond to explain things and look out for the best possible deal. This was my first home purchase and I would never want to deal with another lender because he treated me like family every step of the way.
Smooth process, no issues, closed on time.
I had a fantastic experience working with Bill. His expertise, responsiveness, and dedication made the mortgage process smooth and stress-free. He went above and beyond to ensure I closed the deal on time. I highly recommend Bill for anyone...
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Bill made the loan process very easy and straight forward. He was honest from the very beginning, and always had our best interest at heart. We will recommend Bill to all of our family and friends.
Bill has been instrumental in making this home purchase possible. Great person and great at what he does!
Bill went out of his way to help us navigate through the technology. He even came to the hospital to help us. He’s kind, patient, and respectful!
We were referred to Bill's company by a family friend who worked with them over 10 years ago! When we first reached Bill, we had no idea of the process of getting pre-approved. Bill gave us great tips to help us secure a loan when we were ready...
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Bill and his staff was excellent in keeping us informed with communications, documents, and the entire process of the mortgage approval to closing. Highly recommend this mortgage company.
Bill was an amazing advisor! We truly appreciate all his help an advise, I feel like he really care about us and he was very informative about the process and paperwork. I will definitely reach out to him in the event of any future opportunities,...
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Bill was always kind, pleasant and quick to respond to any questions or concerns we had. We trust his judgement whole-heartedly and are very pleased with the outcome of our experience working with him.
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About
Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice.
If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
Our Mortgage Loan Officers
Products & Services
Mortgage Loan Officer
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Positions
- McCaughan Home Lending dba Lower LLC - Senior Loan OfficerJan 1st, 2013 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 372335
- Branch NMLS# 2385862
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.