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Bill Baralt - Mortgage Loan Advisor | NMLS# 372335 in Clearwater, FL

Bill Baralt

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Mortgage Loan Advisor | NMLS# 372335

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Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    S
    Sandra L B
    SAFETY HARBOR, FL
    Posted on December 13th, 2023 04:40 PM
    Throughout the entire process, Bill kept me informed of the status and what to anticipate next.
  • Encompass
    R
    Rose L T
    Clearwater, FL
    Posted on November 30th, 2023 12:19 AM
    Makes my life so simple. Bill and his team are the best. I have been honored for him to be there for me since the 2000’s if not before. I cannot remember how far back we do go. Thank you again, Friend Someone who I can call for advice no matter...
    read more
  • Encompass
    B
    Brianna J F
    Pinellas Park, FL
    Posted on November 8th, 2023 11:13 AM
    Bill was so awesome during this entire process! He was very good at communicating and keeping me in the loop about what was going on! He made buying my first home very enjoyable!
  • Encompass
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    Eileen M L
    TAMPA, FL
    Posted on October 27th, 2023 03:31 PM
    Bill is amazing and are everything easy for me
  • Encompass
    F
    Farah B
    LARGO, FL
    Posted on October 24th, 2023 07:33 PM
    Bill was incredibly responsive - no matter what or when we reached out. We always got the answer we needed or a guarantee of a call back within a few hours. He was always incredibly pleasant, patient, and took his time to explain anything and...
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  • Encompass
    G
    Gilbert L M
    Port Richey, FL
    Posted on October 23rd, 2023 12:28 PM
    Bill was very knowledgeable, kept in contact through the whole process, and he never dropped the ball. Thanks for being patient with me on all the questions I had.
  • Encompass
    C
    Christopher F H
    LARGO, FL
    Posted on October 8th, 2023 12:26 PM
    Bill was always available to answer my questions and communicated throughout the entire process.
  • Encompass
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    Cory D E
    Ft Myers, FL
    Posted on September 5th, 2023 04:30 PM
    Bill was always willing to take my calls or messages at all hours of the day and night. I was working night shift throughout most of my process. Bill was more than happy to allow me to send him messages whenever I had questions or concerns.
  • Encompass
    B
    Brittany C D
    LAND O LAKES, FL
    Posted on July 30th, 2023 06:17 PM
    Great communication and assistance throughout the process.
  • Encompass
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    Tyler J G
    Tarpon Springs, FL
    Posted on July 25th, 2023 10:09 AM
    Bill and his team were able to answer every question we had.
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    About
    Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice. If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing. Our Mortgage Loan Officers
    Products & Services
    Mortgage Loan Officer
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    Positions
    • McCaughan Home Lending dba Lower LLC - Senior Loan Officer
      Jan 1st, 2013 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 372335
    • Branch NMLS# 2385862
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.