McCaughan Home Lending (Powered by Lower, LLC..., FL
Clearwater, FL
At hamilton home loans we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or mov... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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Bill Baraly's Prompt communications with consistency
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McCaughan Home Lending (Powered by Lower, LLC) - Clearwater Branch
McCaughan Home Lending was both consistent and promptin the successful closing of my loan. Highly recommend
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This is our second time working with Bill. He was very helpful, everything worked out smoothly and we closed in 30 days!
Reply from Bill Baralt
October 5th, 2026 04:34 PM
Robin, I'm happy to hear that your second experience with me went smoothly and that we were able to close in 30 days. It's great to know that you found my assistance helpful, and I appreciate your trust in Lower for your mortgage needs.
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Bill was very communicative throughout the entire process and made everything smooth and easy. He was extremely knowledgeable, patient, and took the time to answer all of my questions. I really appreciated his professionalism and help.
Reply from Bill Baralt
October 5th, 2026 01:19 PM
Eric, I'm pleased to hear that my communication and knowledge made the process smooth and easy for you. It's great to know that my patience and professionalism were appreciated. Thank you for choosing to work with me at Lower.
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McCaughan Home Lending (Powered by Lower, LLC) - Clearwater Branch
This was our second time working with Bill. Everything went smoothly and we closed in 30 days!
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McCaughan Home Lending (Powered by Lower, LLC) - Clearwater Branch
McCaughan Home Lending (Powered by Lower, LLC) - Clearwater Branch has received a review with 5 star rating from Arik F
Mike has an exceptional customer centric approach...both proactive and responsive...strong product knowledge and acts quickly to secure the best rates.
Reply from Michael Baralt
September 24th, 2026 01:47 PM
Thanks Jim! I enjoyed working with you both.
Mike's Character truly showed he went above and beyond working with the county (Pinellas Recovers) ensuring everything was done in a timely manner. Greatly appreciate it!
Reply from Michael Baralt
September 22nd, 2026 01:09 PM
Hi Jeffrey. Thanks for the great review! It was a pleasure working with you.
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I purchased my first property in 2018 and Bill helped me then and recently I bought another property and knew exactly who I could call to count on with my mortgage loan process. Bill is honest, trustworthy and will help you every step of the...
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Reply from Bill Baralt
September 14th, 2026 04:36 PM
Donna, I truly appreciate your kind words and am grateful for your continued trust in me for your mortgage loan needs. It's wonderful to hear that you found my assistance helpful throughout both of your property purchases. Thank you for recommending...
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Buying a home can be stressful, but Mike made the mortgage process feel smooth and manageable. took the time to explain everything clearly, answered all of our questions, and kept us informed every step of the way. We always felt like we were...
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Reply from Michael Baralt
September 11th, 2026 05:38 PM
I'm grateful to know that you felt the mortgage process was smooth and manageable, Jeanne. It was important to me to keep you informed and prioritize your best interests throughout. If you have any more questions or need further assistance,...
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About
At hamilton home loans we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, hamilton home loans offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.