McCaughan Home Lending (Powered by Lower, LLC..., FL
Clearwater, FL
At hamilton home loans we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or mov... Show More
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I purchased my first property in 2018 and Bill helped me then and recently I bought another property and knew exactly who I could call to count on with my mortgage loan process. Bill is honest, trustworthy and will help you every step of the...
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Buying a home can be stressful, but Mike made the mortgage process feel smooth and manageable. took the time to explain everything clearly, answered all of our questions, and kept us informed every step of the way. We always felt like we were...
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Reply from Michael Baralt
September 11th, 2026 05:38 PM
I'm grateful to know that you felt the mortgage process was smooth and manageable, Jeanne. It was important to me to keep you informed and prioritize your best interests throughout. If you have any more questions or need further assistance,...
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McCaughan Home Lending (Powered by Lower, LLC) - Clearwater Branch
My dad referred us to Mike for our Mortgage. From start to finish, Mike and his team were very thorough, professional and always available for questions. Buying a home can be very stressful, but Mike made it a smooth process. We highly recommend...
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Think fhere needed to be less phone calls and more upfront communication around the needs and requirements especially for people that have never bought in Florida before That last minute flip to another bank account and the the numerous calls...
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Bill was such a grea Mortgage Loan Advisor to work with! Super friendly, easy to get a hold of, super knowledgeable and always willing to walk us through documents/review any questions we had. 10/10 would recommend to anyone in the market for...
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Reply from Bill Baralt
August 18th, 2026 02:35 PM
Eric, I'm glad to hear that you found working with me to be a positive experience. It's great to know that my availability and knowledge were helpful in navigating your home purchase. Thank you for your kind recommendation!
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McCaughan Home Lending (Powered by Lower, LLC) - Clearwater Branch
Bill Baralt is such a great Mortgage Loan Advisor to work with! Super friendly, easy to get a hold of, super knowledgeable and always willing to walk us through documents/review any questions we had. 10/10 would recommend to anyone in the market...
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Bill is just a great guy answers all our questions and is very helpful to me and my wife i have been using bill for 10n years now on 4 differnt houses and he has be the so helpful on every house loan
Reply from Bill Baralt
August 12th, 2026 08:34 PM
Adam, I appreciate your long-standing trust and am glad to have been helpful with each of your house loans over the years. It's great to know that you and your wife find the support and answers I provide valuable. Thank you for sharing your...
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He was always there to provide us with accurate info on a timely basis
Reply from Bill Baralt
August 3rd, 2026 06:20 PM
Timothy, I'm grateful to hear that you valued the timely and accurate information I provided. If you have any further questions or need assistance in the future, please feel free to reach out.
Michael is very responsive and informative.
Reply from Michael Baralt
June 1st, 2026 04:56 PM
I'm pleased to hear that you found my responsiveness and information helpful, Danny. It was great working with you. If you need any further assistance, feel free to reach out.
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McCaughan Home Lending (Powered by Lower, LLC) - Clearwater Branch
I had a great experience working with Michael Baralt. He was professional, knowledgeable, and responsive throughout the entire process. Michael took the time to answer all my questions, explained everything clearly, and made the experience...
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About
At hamilton home loans we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, hamilton home loans offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.