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Bill Baralt - Mortgage Loan Advisor | NMLS# 372335 in Clearwater, FL

Bill Baralt

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Mortgage Loan Advisor | NMLS# 372335

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Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Brian W K
    DUNEDIN, FL
    Posted on June 23rd, 2025 01:34 AM
    Bill was awesome every step of the way. he answered all of our questions and concerns during the whole process. highly recommend Bill to anyone looking for a great Lender.
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    Christina A D
    TAMPA, FL
    Posted on May 28th, 2025 11:21 PM
    Always answered my phone calls or messages. great comminication with my realtor and closing title company.
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    Patrick E K
    PALM HARBOR, FL
    Posted on May 13th, 2025 01:38 PM
    Bill is a great communicator. Very friendly in all interactions and deeply knowledgeable in his profession.
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    Hannah R M
    SAINT PETERSBURG, FL
    Posted on April 19th, 2025 06:43 PM
    Bils communication is amazing . All of my questions were answered promptly and tons of guidance throughout the process as this was my first time buying a home. Couldnt have asked for a better /smoother experience
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    Ian D R
    PALM HARBOR, FL
    Posted on April 17th, 2025 12:08 PM
    Bill was very helpful and kind throughout the process.
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    Angela K F K
    PALM HARBOR, FL
    Posted on April 6th, 2025 11:51 PM
    Bill was very communicative with us, and made the process as stress-free as possible. I would highly suggest using Bill and will be sure to refer anyone going forward.
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    Barbara R E
    SAFETY HARBOR, FL
    Posted on March 1st, 2025 02:07 PM
    Bill!!! He is so responsive and caring. I appreciate his attention to my needs.
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    Daniel A B
    SAINT PETERSBURG, FL
    Posted on January 24th, 2025 05:14 PM
    Very helpful with any questions I had. Always replied quickly and overall made the whole process as easy as possible, I very much appreciated it.
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    Andrea E D
    CLEARWATER, FL
    Posted on January 23rd, 2025 03:11 AM
    We had a lot to cover and every step took time to wait on processing, but it all worked out in the end.
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    Lisa A S
    GROVELAND, FL
    Posted on December 17th, 2024 01:56 AM
    Bill was amazing to work with. He took his time to explain things clearly and thoroughly. He was never to busy to take my calls, even after hours. He reached out to follow up appropriately. I could not have asked for a better and easier experience!...
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    About
    Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice. If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing. Our Mortgage Loan Officers
    Products & Services
    Mortgage Loan Officer
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    Positions
    • McCaughan Home Lending dba Lower LLC - Senior Loan Officer
      Jan 1st, 2013 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 372335
    • Branch NMLS# 2385862
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.