
Bill Baralt
Mortgage Loan Advisor | NMLS# 372335

Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Bill was awesome every step of the way. he answered all of our questions and concerns during the whole process. highly recommend Bill to anyone looking for a great Lender.
Always answered my phone calls or messages. great comminication with my realtor and closing title company.
Bill is a great communicator. Very friendly in all interactions and deeply knowledgeable in his profession.
Bils communication is amazing . All of my questions were answered promptly and tons of guidance throughout the process as this was my first time buying a home. Couldnt have asked for a better /smoother experience
Bill was very helpful and kind throughout the process.
Bill was very communicative with us, and made the process as stress-free as possible. I would highly suggest using Bill and will be sure to refer anyone going forward.
Bill!!! He is so responsive and caring. I appreciate his attention to my needs.
Very helpful with any questions I had. Always replied quickly and overall made the whole process as easy as possible, I very much appreciated it.
We had a lot to cover and every step took time to wait on processing, but it all worked out in the end.
Bill was amazing to work with. He took his time to explain things clearly and thoroughly. He was never to busy to take my calls, even after hours. He reached out to follow up appropriately. I could not have asked for a better and easier experience!...
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About
Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice.
If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
Our Mortgage Loan Officers
Products & Services
Mortgage Loan Officer
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Positions
- McCaughan Home Lending dba Lower LLC - Senior Loan OfficerJan 1st, 2013 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 372335
- Branch NMLS# 2385862
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.