Bill Baralt
Mortgage Loan Advisor | NMLS# 372335
Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reply from Bill Baralt
April 2nd, 2026 08:48 PM
Thank you for your feedback. If there's anything you'd like to discuss or share further, please feel free to reach out.
Bill was absolutely wonderful to work with. He made the buying process very easy and a pleasure to buy my home. Very grateful to have work with him.
Reply from Bill Baralt
March 16th, 2026 07:34 PM
I'm really glad to hear that the buying process was easy and enjoyable for you, Chad. It was my pleasure to work with you as well. If there's anything else you need or any questions that come up in the future, don't hesitate to reach out.
We recently worked with Bill on our mortgage loan, and the experience was outstanding from start to finish. Bill was professional, organized, and incredibly knowledgeable throughout the entire process. He took the time to explain everything...
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Reply from Bill Baralt
March 9th, 2026 04:48 PM
It's encouraging to know that the process was well-managed and less stressful for you, Jerome. I'm happy to hear that my attention to detail and dedication made a positive impact during your mortgage loan experience. Your recommendation means...
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Bill was great to work with. He was very knowledgeable, helpful, and always available for questions. He made the loan processs as smooth as possible.
Reply from Bill Baralt
March 3rd, 2026 02:14 PM
It's nice to know that the loan process went smoothly for you, Eric. I appreciate your feedback on my availability and expertise throughout our work together. If any questions arise in the future, please feel free to get in touch.
Bill made our process seamless. He is knowledgeable, patient, and easy to work with.
Reply from Bill Baralt
February 23rd, 2026 05:52 PM
I'm pleased you found the process seamless, June. Your feedback on my approach means a lot. Should you have any more questions or needs down the road, please don't hesitate to reach out.
Bill is excellent. Knows his business. Sound advice and very accessible all throughout the process.
Reply from Bill Baralt
February 16th, 2026 03:03 PM
I'm glad to hear that you found my advice helpful and the process accessible, Jonathan. It was a pleasure working with you, and I appreciate your kind words. If there's anything else you need in the future, feel free to reach out.
Bill is patient and explains things clearly. Everything went smoothly.
Very good at instructions. Made everything easier for a first time buyer lke myself.
Bill is great! Above and beyond . Always responsive, explained process to new home buyer Bill Rocks!! Thanks!
This is our second closing with Bill. He always goes above and beyond for us. He is easy to reach and to communicate with. We highly recommend Bill!
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About
Bill Baralt is dedicated to building strong relationships with consumers and real estate agents by finding the best solution for your individual situation. Bill will offer a variety of mortgage options, competitive pricing, and sound advice.
If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
Our Mortgage Loan Officers
Products & Services
Mortgage Loan Officer
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Positions
- McCaughan Home Lending dba Lower LLC - Senior Loan OfficerJan 1st, 2013 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 372335
- Branch NMLS# 2385862
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.