
Bernie Carrillo
Branch Manager

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Reviews from Web
I am so grateful for his help. He was there for every question, worry, long phone call and inquiry about a house that I had. I highly recommend Bernardo. Thank you soo much for everything, if I ever buy another house I’ll make sure to call...
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Reply from Owner
August 19th, 2026 02:30 AM
Thank you so much, Emmanuel! I truly appreciate you taking the time to share this. Buying a home comes with a lot of questions and important decisions, and I’m grateful I had the opportunity to be there for you throughout the process. Your...
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We were refered to BBC Group by our realtor, who was referred to us by my husband co-worker. From the beginning to end Bernardo was great. He walked me through the financing process and explained everything clearly so that I could understand....
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Reply from Owner
August 19th, 2026 02:31 AM
Thank you so much, Eloisa! It means a lot to hear that you had such a positive experience with us. Buying a home can feel overwhelming, so I always try to make the financing process as clear and straightforward as possible and be available...
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Bernardo and his team were so helpful during the whole process of purchasing our first home. He is very professional, reliable, and made the impossible possible for us. I will definitely be referring my family and friends over because I know...
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Reply from Owner
August 19th, 2026 02:32 AM
Thank you so much, Araceli! Helping you and your family purchase your first home was truly special. I’m grateful you trusted me and my team to guide you through such an important milestone. Hearing that we were able to help make what once seemed...
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I was very happy with their work.
Very professional.
Reply from Owner
August 19th, 2026 02:32 AM
Thank you, Luis! I truly appreciate your kind words and your trust in us. Providing professional service and making sure our clients have a positive experience is always our goal. It was a pleasure working with you, and the BBC Group is always...
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I was very Happy with their service very professional. This is the second time that I have worked with them. Highly recommended.
Reply from Owner
August 19th, 2026 02:33 AM
Thank you, Alejandro! Having the opportunity to work with you not just once, but twice, means a great deal to me. Your continued trust is one of the best compliments we can receive. I truly appreciate the recommendation and am glad we were...
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Bernardo was extremely helpful in helping me buy my home. I was a first time, self employed buyer that needed guidiance. He helped educate me and explain each step I needed to take to improve my chances of getting approved. I lost hope a few...
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Reply from Owner
June 12th, 2017 12:00 AM
Thank you so much for your review Debbie! It was my pleasure helping you through this process. From what i recall i remember letting you know that usually buying a home is an emotional rollercoaster however you just through all the stress in...
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With all the experiences that we've had in the past, with not only agents but also loan officers, we weren't sure what to expect from Bernardo and we wouldn't have been surprised if we were let down just like the rest. But, to our surprise,...
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With all the experiences that we've had in the past, with not only agents but also loan officers, we weren't sure what to expect from Bernardo and we wouldn't have been surprised if we were let down just like the rest. But, to our surprise,...
read more
Reply from Owner
July 18th, 2025 12:00 AM
Wow—thank you both so much for such an incredible and heartfelt message. Reading your words truly means the world to me. I remember how important this journey was for your family, and I’m honored to have been part of it. It’s always been my...
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We cannot say enough great things about Bernie! We had been turned down by a previous lender and thought we could not qualify. Mr. Carillo was Refered to us as we were ready to give up, but he made it happen! We are so happy with our new home!...
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Reply from Owner
August 10th, 2016 12:00 AM
It was an honor and pleasure to help you throughout the process Robin and Raul. It fills me up of joy knowing you are enjoying your new home congratulations again look forward in seeing you both soon.
Bernardo helped my family with our home loan during a difficult time after the loss of a family member. We were very stressed about the move from out of state to California but Bernardo was excellent. He made sure we understood every aspect...
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Reply from Owner
August 10th, 2016 12:00 AM
It was an honor and pleasure to help you throughout the process. To serve others with the best intension is always my main priority and I’m glad it all came together for your family in this time of stress and pressure. So happy for your family...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional Loans
FHA Loans
VA Loans
Non-QM
Hard Money
Commercial
Jumbo
Mortgage
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Awards
Top Partner
Top Purchase Partn...
Top Refinance Part...
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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