Bernie Carrillo
Branch Manager
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Fast, professional, polite and on top of the lending process. God bless you all
Reply from Owner
September 26th, 2026 12:04 AM
Thank you so much, Edward! We truly appreciate your kind words and grateful for the opportunity to assist you. God bless you and your family as well.
We’ve used Bernie for all of our lending needs. Trustworthy and knowledgeable!
Reply from Owner
September 26th, 2026 12:07 AM
Thank you for your trust Claudia. Truly grateful for the opportunity to assist you. Only a phone call away anytime. Have a great day.
Mr Carrillo was very professional , pleasant and knowledgeable. Always on top of things and ready help with any questions. Much appreciated!!
Reply from Owner
August 20th, 2026 11:54 PM
Thank you so much for the kind words! I truly appreciate you taking the time to share your experience. Staying on top of every detail and making sure my clients feel informed and supported throughout the process is always a priority. It was...
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Excellent lender! Very straight forward and reliable. A pleasure to work with and always the lowest rate!
Reply from Owner
August 19th, 2026 02:26 AM
Thank you so much for the great review! I truly appreciate your trust and the opportunity to work with you. My goal is always to keep the process straightforward, communicate clearly, and make sure my clients have access to the most competitive...
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Great communication and quick with the process
Reply from Owner
August 19th, 2026 02:27 AM
Thank you, Noah! I really appreciate the great review. Clear communication and keeping the process moving quickly are always priorities for me. It was a pleasure working with you, and I’m glad we were able to make everything go smoothly. I’m...
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Bernie seems to be a great person he was very patient with me and answered all my questions and explained everything to the tee. I will recommend Bernie to anyone. I would like to give Bernie big ROLL TIDE. I would like to thank Bernie very...
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Reply from Bernie Carrillo
August 10th, 2026 03:32 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Bernie provided us with a great experience during our search for a home equity loan to help finance our home addition/remodel. He was professional and communicative, the documents were sent on time, and the rate he got us was better than all...
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Reply from Owner
July 21st, 2026 07:46 PM
Thank you so much for your kind words! It was truly a pleasure helping you find the right home equity loan for your addition and remodel. I'm glad we were able to secure a better rate and make the process as smooth as possible. Clear communication...
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Bernie was amazing!! Truly professional and did all he could to get me the best loan available that fits the needs I had outlined to him. Highly recommend!!!
Reply from Bernie Carrillo
June 29th, 2026 06:44 PM
Thank you so much for the kind words, Larry!It was truly a pleasure working with you throughout the process. My goal is always to take the time to understand each client's unique situation and find the best financing solution available for...
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Bernie was knowledgeable, responsive, and allowed me to take my time making a decision. He kept me informed along the process. The experience was pleasant.
Reply from Bernie Carrillo
June 29th, 2026 06:44 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
It was a pleasure doing business with you Bernie. Thank you very much for your patience and polite persistence!
Reply from Bernie Carrillo
June 29th, 2026 06:44 PM
Thank you so much for your kind words! It was truly a pleasure working with you as well. I understand the mortgage process can sometimes feel overwhelming, so I always try to stay patient, communicate clearly, and help make things as smooth...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional Loans
FHA Loans
VA Loans
Non-QM
Hard Money
Commercial
Jumbo
Mortgage
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Awards
Top Partner
Top Purchase Partn...
Top Refinance Part...
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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