Bernie Carrillo
Branch Manager
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Bernie was amazing!! Truly professional and did all he could to get me the best loan available that fits the needs I had outlined to him. Highly recommend!!!
Reply from Bernie Carrillo
June 5th, 2026 07:19 PM
Thank you so much for the kind words, Larry!It was truly a pleasure working with you throughout the process. My goal is always to take the time to understand each client's unique situation and find the best financing solution available for...
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Bernie was knowledgeable, responsive, and allowed me to take my time making a decision. He kept me informed along the process. The experience was pleasant.
Reply from Bernie Carrillo
May 25th, 2026 05:37 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
It was a pleasure doing business with you Bernie. Thank you very much for your patience and polite persistence!
Reply from Bernie Carrillo
May 14th, 2026 07:14 PM
Thank you so much for your kind words! It was truly a pleasure working with you as well. I understand the mortgage process can sometimes feel overwhelming, so I always try to stay patient, communicate clearly, and help make things as smooth...
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I would like to take the time to share my experience under Mr. Bernnie Carrillo's direction. I work with the public everyday assisting patient's. I admire Mr. Carrillo because he was honest, acknowledge and hospitable to me. I truly respect...
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Reply from Bernie Carrillo
May 12th, 2026 02:18 AM
Thank you so much, Ms. Barrett, for your incredibly thoughtful words and support. It truly means a lot coming from someone who also dedicates their career to helping people every day.My goal has always been to treat every client with honesty,...
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I needed to find a new lender with less than 3 weeks left to close. Bernie was able to step in and get my family and I funded and closed in 15 days. He was very informative and helpful explaining rates and all my options. I will use his services...
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Reply from Owner
May 13th, 2026 12:00 AM
Thank you so much for your kind words and trust throughout the process! I know how stressful it can be having to switch lenders with such little time left before closing, so I’m very glad we were able to step in, keep things moving, and get...
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Working with Bernie was so easy. He answered all my questions with knowledge & integrity. Highly recommend!
Reply from Bernie Carrillo
April 16th, 2026 02:32 AM
Thank you! I’m glad I could make things simple and clear for you that’s always the goal. If you or anyone you know ever needs help, I’m just a call away!
Bernie and the team are great! Helped us lock up a great loan and interest rate just in time. Closing was a breeze too!
Reply from Bernie Carrillo
April 2nd, 2026 09:26 PM
Thank you so much for the kind words! It was a pleasure helping you secure a great loan and rate at the right time. I’m glad we could make the closing process smooth and stress-free for you. If you ever need anything in the future, my team...
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It can be intimidating searching on the internet, you get bombarded with so many robocalls and unsolicited emails. Bernie floated to the top of that noise and I felt comfortable in the first phone call when we spoke. Process was seamless and...
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Reply from Bernie Carrillo
March 31st, 2026 09:04 PM
Thank you for taking the time to share this! We understand how overwhelming the process can be, especially with all the outreach out there, so it’s great to hear we were able to cut through the noise and provide a smooth, comfortable experience....
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Bernie and Kara, very knowledgeable and professional, highly recommend, they do great work
Reply from Bernie Carrillo
March 23rd, 2026 03:52 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Bernie was AWESOME to work with, as was his team that included Tim (loan processor). These guys worked tirelessly to get my loan funded within the time promised for closing. In addition, the origination fees were lower than what was initially...
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Reply from Bernie Carrillo
February 20th, 2026 09:55 PM
Thank you so much for your kind words. It truly means a lot.Tim and our team take great pride in working diligently behind the scenes to ensure everything stays on track and closes on time. I’m especially glad we were able to improve your pricing...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional Loans
FHA Loans
VA Loans
Non-QM
Hard Money
Commercial
Jumbo
Mortgage
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Search Rank ScoreLearn More →
220
/850
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Addresses and Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Awards
Top Partner
Top Purchase Partn...
Top Refinance Part...
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. |NMLS# 1010784 NMLS# 1566096 DRE# 02022356 -
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