Bernie Carrillo
Branch Manager
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Bernie Carrillo at West Capital Lending was phenomenal in helping us manage all the paperwork, complete all of the verifications, and secure funding for our projects. It sure makes the process go smoother when you have someone like Bernie guiding...
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Reply from Bernie Carrillo
June 29th, 2026 06:44 PM
Thank you so much for the kind words and trust throughout the process. It was truly a pleasure working with you and being part of your journey. I’m so glad we could make things smoother and take the stress off your plate.On behalf of myself...
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Bernie was great in finding us a loan that fit our not-so-typical circumstances. As other places quickly dismissed us, Bernie worked tirelessly to find us a loan that fit our needs. The whole process went smoothly. Thank you so much to Bernie...
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Reply from Bernie Carrillo
June 29th, 2026 06:44 PM
I really appreciate the feedback and am looking forward to working with you again.
Working with Bernie made the process much easier and smoother and I have experience in the past. From the beginning everything was put out there for understanding and he was able to explain anything that was needed. The process didn’t take...
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Reply from Bernie Carrillo
June 29th, 2026 06:44 PM
It was great working with you. Thanks again for putting your trust in us.
We got to work with Bernie as our realtor and broker when we bought our first home, and our experience couldn't have been better. He paid attention to us, showed patience, and covered everything in detail from the start, walking us through...
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Reply from Owner
July 18th, 2025 12:00 AM
Thank you so much for your kind words and heartfelt review! It was a true privilege to be part of your first homebuying journey. I know how overwhelming the process can feel at times, and I’m glad I could help make it clear, comfortable, and...
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Bernie was so awesome to work with.He is so knowledgeable and the process was so fast and smooth, kept me updated the entire time. I would definitely recommend him.
Bernie was amazing, he was available and answered all our questions! He is very knowledgeable and helpful to find the best deal for you and your options. He stayed in touch throughout the whole process making sure it was a smooth transaction....
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Reply from Bernie Carrillo
June 29th, 2026 06:44 PM
Mr. McCabe, Thank you for your kind words. I take great pride in my profession. I am super glad you witnessed every part of my passion helping families. Once I become your Loan Officer consider it a lifetime membership with me.
Bernie was amazing, he was available and answered all our questions! He is very knowledgeable and helpful to find the best deal for you and your options. He stayed in touch throughout the whole process making sure it was a smooth transaction....
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Reply from Owner
April 10th, 2024 12:00 AM
Mr. McCabe, Thank you for your kind words. I take great pride in my profession. I am super glad you witnessed every part of my passion helping families. Once I become your Loan Officer consider it a lifetime membership with me.
I had an amazing experience with Bernie and his team as a first time home buyer! I couldn't ask for a better team to walk me thru everything every step of the way. He worked diligently with my realtor to get me the best deal and deliver a smooth...
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Reply from Bernie Carrillo
June 29th, 2026 06:44 PM
I a super happy to hear your experience! I love helping families achieve their homeownership dreams. One Family at a time. You can always count on me.
I had an amazing experience with Bernie and his team as a first time home buyer! I couldn't ask for a better team to walk me thru everything every step of the way. He worked diligently with my realtor to get me the best deal and deliver a smooth...
read more
Reply from Owner
April 10th, 2024 12:00 AM
I a super happy to hear your experience! I love helping families achieve their homeownership dreams. One Family at a time. You can always count on me.
Bernie Carillo and West Capital Lending made our cash out refinance super easy. Bernie and his staff were very accommodating and helpful. Their interaction made a generally stressful process simple to navigate. I would recommend Bernie and...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional Loans
FHA Loans
VA Loans
Non-QM
Hard Money
Commercial
Jumbo
Mortgage
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Addresses and Serving Areas
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Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Awards
Top Partner
Top Purchase Partn...
Top Refinance Part...
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing