Bernie Carrillo
Branch Manager
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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I would like to take the time to share my experience under Mr. Bernnie Carrillo's direction. I work with the public everyday assisting patient's. I admire Mr. Carrillo because he was honest, acknowledge and hospitable to me. I truly respect...
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Reply from Bernie Carrillo
June 29th, 2026 06:44 PM
Thank you so much, Ms. Barrett, for your incredibly thoughtful words and support. It truly means a lot coming from someone who also dedicates their career to helping people every day.My goal has always been to treat every client with honesty,...
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I needed to find a new lender with less than 3 weeks left to close. Bernie was able to step in and get my family and I funded and closed in 15 days. He was very informative and helpful explaining rates and all my options. I will use his services...
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Reply from Owner
May 13th, 2026 12:00 AM
Thank you so much for your kind words and trust throughout the process! I know how stressful it can be having to switch lenders with such little time left before closing, so I’m very glad we were able to step in, keep things moving, and get...
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Working with Bernie was so easy. He answered all my questions with knowledge & integrity. Highly recommend!
Reply from Bernie Carrillo
June 29th, 2026 06:44 PM
Thank you! I’m glad I could make things simple and clear for you that’s always the goal. If you or anyone you know ever needs help, I’m just a call away!
Bernie and the team are great! Helped us lock up a great loan and interest rate just in time. Closing was a breeze too!
Reply from Bernie Carrillo
June 29th, 2026 06:44 PM
Thank you so much for the kind words! It was a pleasure helping you secure a great loan and rate at the right time. I’m glad we could make the closing process smooth and stress-free for you. If you ever need anything in the future, my team...
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It can be intimidating searching on the internet, you get bombarded with so many robocalls and unsolicited emails. Bernie floated to the top of that noise and I felt comfortable in the first phone call when we spoke. Process was seamless and...
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Reply from Bernie Carrillo
June 29th, 2026 06:44 PM
Thank you for taking the time to share this! We understand how overwhelming the process can be, especially with all the outreach out there, so it’s great to hear we were able to cut through the noise and provide a smooth, comfortable experience....
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Bernie and Kara, very knowledgeable and professional, highly recommend, they do great work
Reply from Bernie Carrillo
June 29th, 2026 06:44 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Bernie was AWESOME to work with, as was his team that included Tim (loan processor). These guys worked tirelessly to get my loan funded within the time promised for closing. In addition, the origination fees were lower than what was initially...
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Reply from Bernie Carrillo
June 29th, 2026 06:44 PM
Thank you so much for your kind words. It truly means a lot.Tim and our team take great pride in working diligently behind the scenes to ensure everything stays on track and closes on time. I’m especially glad we were able to improve your pricing...
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I cannot recommend Bernie enough! He kept constant communication with us during the entire process and answered any and every question we had. We looked at a few other places to apply, but they all seemed so sterile, unapproachable, and cumbersome,...
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Reply from Bernie Carrillo
June 29th, 2026 06:44 PM
Thank you so much for taking the time to share this. It truly means the world to me. I know how overwhelming the mortgage process can feel, and I’m glad we were able to make it smooth, comfortable, and stress-free for you. Communication and...
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Bernie is a proactive, genuinely helpful, insightful, and professional person. He ensured that our entire process, start to finish, processed smoothly and that we were informed and kept up to date every step of the way. By far the easiest and...
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Reply from Owner
February 20th, 2026 12:00 AM
Thank you for such a generous review. It means a great deal to know you felt informed and confident throughout the entire process. My goal is always to simplify the financial side of things so clients truly understand what they’re stepping...
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Bernie walked me through the process so clearly and was very patient with me when I had questions. He helped me to make all of the decisions that were best for my specific situation. Hands down would choose Bernie again.
Reply from Owner
February 20th, 2026 12:00 AM
Thank you so much for your kind words. I truly believe every client’s situation is unique, and I’m glad we were able to walk through everything together in a way that felt clear and comfortable for you. Making sure you fully understand your...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional Loans
FHA Loans
VA Loans
Non-QM
Hard Money
Commercial
Jumbo
Mortgage
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Addresses and Serving Areas
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Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Awards
Top Partner
Top Purchase Partn...
Top Refinance Part...
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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