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Ben Kelley - Vice President in Irvine, CA

Ben Kelley

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Vice President

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We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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5 Star
96%
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4%
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Reviews from Web
  • SFTP
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    Michael P
    Clermont, FL
    Posted on April 14th, 2025 05:41 PM
    Ben was very knowledgeable, pleasant, and attentive during the process. I was very pleased and look forward to doing business with him again in the future.
    Reply from Ben Kelley
    June 29th, 2026 06:48 PM
    I'm glad to hear that you were pleased with the cash-out refinance process, Michael. It was a pleasure assisting you, and I look forward to working with you again in the future.
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    John R
    Sedro Woolley, WA
    Posted on April 13th, 2025 05:48 PM
    the process was smooth and simple from start to finish.
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    Keith E
    Leesburg, FL
    Posted on April 12th, 2025 02:15 PM
    Ben was very helpful and available to answer questions when needed.
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    Judith H
    Lahaina, HI
    Posted on April 12th, 2025 04:47 AM
    Ben was excellent . Great communicator, caring, honest, knowledgeable, professional, pleasant, on top of every aspect of the process. Ben made sure it was a smooth process from start to finish. I highly recommend Ben.
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    Reply from Ben Kelley
    June 29th, 2026 06:48 PM
    I'm delighted to hear that your cash-out refinance process was smooth and that you found my communication and professionalism helpful. It was a pleasure assisting you, and I greatly appreciate your recommendation.
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    Aaron H
    AMES, IA
    Posted on April 10th, 2025 07:16 PM
    Ben made it a really smooth process. Would definitely work with him again!
    Reply from Ben Kelley
    June 29th, 2026 06:48 PM
    I'm glad to hear that the process was smooth for your cash-out refinance. It was a pleasure working with you, and I look forward to the opportunity to assist you again in the future.
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    Edwin R
    Boynton Beach, FL
    Posted on April 10th, 2025 05:41 PM
    Ben was awesome and super responsive, made the process super smooth from start to finish.
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    David C
    Manchester, NH
    Posted on April 9th, 2025 02:40 PM
    It was very easy and ben answered all my questions and even took my call on the weekend and was very tentative to what I was looking to do
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    Michele D
    Posted on April 8th, 2025 05:40 PM
    I worked the Ben to refinance a mortgage I had ! He was fantastic to work with . He responded quickly and took the time to call me when ever I had questions or did not fully understand any part of the mortgage.. His whole team is a pleasure...
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    Reply from Ben Kelley
    June 29th, 2026 06:48 PM
    I really appreciate the feedback and am looking forward to working with you again.
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    Jerry H
    PALM BEACH GARDENS, FL
    Posted on April 8th, 2025 12:57 AM
    Katie was there for Every moment and if any issues arose she took care of it right away. Even though there was a 2 hour time difference, Katie was always available and she always had an answer to my questions. This girl knows what she is doing!...
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    Chad C
    Hot Springs Village, AR
    Posted on April 7th, 2025 02:32 PM
    Ooooooooooo
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    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Non-QM
    Reverse Mortgage
    DSCR Loans
    Interest-Only Mortgages
    ITIN Mortgage Loans
    Bank Statement Loans
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    Memberships
    • NMLS
    Addresses and Serving Areas
    Primary Serving Area

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS 375655
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing