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Ben Kelley - Vice President in Irvine, CA

Ben Kelley

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Vice President

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We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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5 Star
96%
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4%
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Reviews from Web
  • SFTP
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    Irene C
    Tucson, AZ
    Posted on April 16th, 2025 08:10 PM
    Ben was very knowledgeable. And he knew exactly what to do when problems came up.
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    Donita M
    Albuquerque, NM
    Posted on April 15th, 2025 11:03 PM
    Ben was incredible to work with was always available when I needed he answered all my questions and made me feel comfortable and in good hands.
    Reply from Ben Kelley
    June 29th, 2026 06:48 PM
    I'm thrilled to hear that you felt comfortable and well-supported during your cash-out refinance process. It was a pleasure working with you, and I'm glad I could assist with your questions. Thank you for your kind words and for choosing West...
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    William J
    CLEARFIELD, UT
    Posted on April 15th, 2025 07:56 PM
    The support was great! Getting the money was fast and so easy, It surprised me how easy it was! Ben did an awesome job answering all of my questions even going line for line in the fine print. Great experience!
    Reply from Ben Kelley
    June 29th, 2026 06:48 PM
    I'm thrilled to hear that you had a great experience with your cash-out refinance. It was a pleasure assisting you and ensuring that all your questions were thoroughly answered. Thank you for your kind words and for choosing West Capital Lending!...
    read more
  • SFTP
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    Taylor W
    Ewa Beach, HI
    Posted on April 15th, 2025 06:25 PM
    Communication was clear and received knowledgeable answers to all my questions .
    Reply from Ben Kelley
    June 29th, 2026 06:48 PM
    I'm glad to hear that you found the communication clear and that your questions were answered knowledgeably. It was a pleasure assisting you with your cash-out refinance at West Capital Lending. Thank you for your positive review.
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    A
    Adam J
    Mineral Ridge, OH
    Posted on April 15th, 2025 05:54 PM
    Friendly and relateabl
  • SFTP
    M
    Michael M
    ROGERS, AR
    Posted on April 15th, 2025 05:40 PM
    Ben was extremely responsive and answered all of our questions. When we submitted the online inquiry- we were bombbarded with calls, texts and emmails to the point of being ridiculou. However, Ben was patient as we did our research and was...
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    Reply from Ben Kelley
    June 29th, 2026 06:48 PM
    I'm glad to hear that you had a smooth experience with your cash-out refinance. I appreciate your patience throughout the process and am pleased that I could provide the responsiveness and information you needed. If you have any further questions,...
    read more
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    KEITH E
    Posted on April 15th, 2025 02:40 PM
    Ben was a great help, we sorted through problems I had in applying through a couple of the company loan officers at the same time and he did his best to get us the loan amount we needed.
    Reply from Ben Kelley
    June 29th, 2026 06:48 PM
    I'm glad to hear that I could assist you in sorting through the application issues and help secure the loan amount you needed. Thank you for your positive feedback. If there's anything else I can do for you, please feel free to reach out.
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    Laura L
    Lancaster, OH
    Posted on April 14th, 2025 09:14 PM
    The easiest process I have ever had with a lender. Definitely would recommend to use West Capital Lending and Ben was a pro at making everything easy.
    Reply from Ben Kelley
    June 29th, 2026 06:48 PM
    I'm glad to hear that your cash-out refinance process was so seamless. It was a pleasure assisting you, and I truly appreciate your recommendation.
  • SFTP
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    Stacey S
    West Fargo, ND
    Posted on April 14th, 2025 09:11 PM
    NOITTACINUMMOC DOOGGGGood
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    Douglas K
    Windsor Heights, IA
    Posted on April 14th, 2025 08:49 PM
    Ben was so much better than many of the lenders that contacted me. The pressure and phone calls became unrelenting. One representative of a well known company actuallylied to me to Try and influence me to take out a bigger loan than I wanted....
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    Reply from Ben Kelley
    June 29th, 2026 06:48 PM
    I'm glad to hear that you had a positive experience with your cash-out refinance process. It was important to me to respect your need for space and provide support when you were ready. Thank you for choosing West Capital Lending, and I appreciate...
    read more
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    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Non-QM
    Reverse Mortgage
    DSCR Loans
    Interest-Only Mortgages
    ITIN Mortgage Loans
    Bank Statement Loans
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    Memberships
    • NMLS
    Addresses and Serving Areas
    Primary Serving Area

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS 375655
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing