Ben Kelley
Vice President
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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We spent over 30 days dealing with Rocket Mortgage (not recommended) before working with Ben Kelley at West Capitol Lending. Ben got our loan funded in less than 3 weeks! Thank you
Ben was very responsive and friendly to work with.
Fast loan process
Overall it was good experience thank you
Ben is good people. I trust his knowledge and experience but I also like his personality.
Ben was kind and willI g to explain everythin. He was also mindful of my time and made the process quick.
The whole loan experience with the West team was very good. Online, phone calls, and text were all answered quickly and completely. The process was seamless.
Ben Kelley was always available. And so very nice. Helped me throughout the process!!
Ben went above and beyond to make sure loan closed
Communications timely, Teamwork great, Speed and Quality. Ben and Tim are awesome team.
Ben is professional, honest and transparent. He makes the process much easier than other companies!
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Non-QM
Reverse Mortgage
DSCR Loans
Interest-Only Mortgages
ITIN Mortgage Loans
Bank Statement Loans
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 375655
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing