

Ben Kelley
Vice President

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Ben and his team were great to work with
The information and advice we received from Ben was invaluable in making our decision and the entire process from start to finish was quick and easy. I would highly recommend West Capital Lending.
Ben made the process seamless. Everything was quick, easy and painless.
Great to world with
great comminication and the will to help
Ben was very knowledgeable and patient, answering all of my questions. I will definitely recommend him to others.
Reply from Ben Kelley
June 29th, 2026 06:48 PM
I'm thrilled to hear that you found the process informative and patient. It was a pleasure assisting you with your cash-out refinance, and I truly appreciate your recommendation.
Ben was so great on contacting me and describing in detail next steps. He was up very early so we could talk as we were 8 hour time differenc. I would use him anytime and refer him to anyone! Thank you Ben
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Reply from Ben Kelley
June 29th, 2026 06:48 PM
I'm delighted to hear that my communication and assistance met your expectations, Wendy. It was a pleasure working with you across the time difference, and I truly appreciate your willingness to refer me to others. Thank you for your kind words!...
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Ben was very helpful in meeting my financial needs in a very professional manner. Mahalo Ben.
Reply from Ben Kelley
June 29th, 2026 06:48 PM
Barry, it my pleasure. So good working with you and I am happy we were able to help you. Please reach out anytime!
Responsive and easy to work with
Quick, competitive, easy and honest. Definitely would work with them again!! highly recommend
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Non-QM
Reverse Mortgage
DSCR Loans
Interest-Only Mortgages
ITIN Mortgage Loans
Bank Statement Loans
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 375655
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing