West Capital Lending - Andrew Encinas
Branch Manager | NMLS # 1727107 | LMB # 100513042 ...
Andrew Encinas is a trusted Branch Manager who is ready to make your dreams of owning a home a reality. Andrew is committed to providing the community with the very best in customer service, so come speak with West Capital Lending today and... Show More
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Andrew made our refinancing experience with New American Funding very easy and quick. He always answered every question in a timely manner and reassured us that we wouldn't have any problems, and we didn't. He was great to work with
Many communications were in print so small I could not read them easily, including the print on this survey response. I received multiple forms from different people requesting the same information over a period of days. I received different...
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Andrew went way out of his way to figure out how best to make our deal happen. And when he could have very easily walked away, he did just the opposite, coming up with an innovative approach that allowed the loan to go through.The team of Andrew...
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Because it’s making me
Communication was fine until I committed to the refinance. Receiving a routine update or working through issues was most unpleasant. Multiple requests for information went ignored. I was told how busy they were; the process took over two months...
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Great rates
Knowledgeable and pleasant to work with.
The entire process was excellent.
Fairly straightforward process that ended with the refi going through.
Andrew was very detailed in explaining the benefits of refinancing at this time. He was extremely communicative throughout the process and regularly provided me with status updates. He was even able to lower closing costs for me by a significant...
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About
Andrew Encinas is a trusted Branch Manager who is ready to make your dreams of owning a home a reality. Andrew is committed to providing the community with the very best in customer service, so come speak with West Capital Lending today and learn how we can help you!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
Purchase
Refinance
Conventional Loan
VA Loan
FHA Loan
Reverse Mortgage
Construction Loan
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1727107|LMB # 100513042| DRE # 02378499
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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