West Capital Lending - Andrew Encinas
Branch Manager | NMLS # 1727107 | LMB # 100513042 ...
Andrew Encinas is a trusted Branch Manager who is ready to make your dreams of owning a home a reality. Andrew is committed to providing the community with the very best in customer service, so come speak with West Capital Lending today and... Show More
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Save time, save frustration and money. I went shopping prior to returning to NAF for my 3rd mortgage. Andrew Encinas was a rockstar, locked in my loan within an hour, at a rate I never thought possible. Andrew always replied to my sometimes...
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Andrew was organized, communicative and patient. Great experience!
Andrew was very attentive and prompt in responding to any question or concerns that came up during our refinance. I would recommend not only New American Funding, but Andrew as their rep.
The process was smooth and very quick. Andrew was knowledge and always available to answer my questions. I would highly recommend him.
Just excellent all around service.
Andrew anticipated what questions I would have and was ready with answers.
I have refi'd with Andrew like 3 times in the last several years , he is extremely professional, knowledgable, and a great communicator.
He is friendly and up front about everything. I did not feel pressured at any point in time. Given all the uncertainty in current rates, he was willing to lower the mortgage rate in .25% increments as the market allows for as many times as...
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Andrew was kind during the process. I would have appreciated more attention to detail about what we discussed. I also would like a process of communication between departments. Since I was refinancing with New American and already had a loan...
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Fast response times, friendly informative conversations and very sincere people. Gave me the best APR among all the other banks I've researched. Thanks Andrew!
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About
Andrew Encinas is a trusted Branch Manager who is ready to make your dreams of owning a home a reality. Andrew is committed to providing the community with the very best in customer service, so come speak with West Capital Lending today and learn how we can help you!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
Purchase
Refinance
Conventional Loan
VA Loan
FHA Loan
Reverse Mortgage
Construction Loan
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1727107|LMB # 100513042| DRE # 02378499
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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https://westcapitallending.com/texas-complaint
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