West Capital Lending - Andrew Encinas
Branch Manager | NMLS # 1727107 | LMB # 100513042 ...
Andrew Encinas is a trusted Branch Manager who is ready to make your dreams of owning a home a reality. Andrew is committed to providing the community with the very best in customer service, so come speak with West Capital Lending today and... Show More
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Mr. Andrew Encinas is extremely professional and helpful. During these trying times he was always reachable and returned all messages and emails in a timely manner. I enjoyed working with him and his coworkers.
Attention to detail and communication prior to checkpoints
Andrew Encinas and Jacqueline Bui handled my refinancing with so much professionalism and accuracy and speed. I never had to worry about any "surprises" from start to finish! Such a good team and will recommend New American to all my friends,...
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Andrew answered all of our questions clearly. We really appreciated his quick responses and attentiveness to our emails and phone calls. He was always very professional and at the same time extremely easy to work with. I would highly recommend...
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Quick and easy
Andrew was nice to talk to and knowledgeable. Great customer service! Our refi was done efficiently and fast.
Andrew and his staff were always available to explain all of our questions and put the answers in layman’s terms for us to understand. They always answered calls and returned emails in a timely manner. The loan phases and target dates were...
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Mr. Encinas was very professional, our experience was smooth, we were kept informed throughout the entire process, and he was available if we had any questions or concerns. I would highly recommend him to my friends.
This is the second home loan refinance that Andrew Encinas has helped us with, and working with Andrew on both loans was a pleasant experience! Andrew is well versed in his field as well as such a polite and helpful individual! In my opinion...
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We were able to get refinanced. Andrew always responded in a timely manner and was professional.
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About
Andrew Encinas is a trusted Branch Manager who is ready to make your dreams of owning a home a reality. Andrew is committed to providing the community with the very best in customer service, so come speak with West Capital Lending today and learn how we can help you!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
Purchase
Refinance
Conventional Loan
VA Loan
FHA Loan
Reverse Mortgage
Construction Loan
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1727107|LMB # 100513042| DRE # 02378499
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing